Rowan County property record for 1100 4th St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,635 sqft · built 1935 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Apr 2024) |
| Tax Bill | $4,029 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Oct 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044 070 |
| Primary APN | 044 070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,635 sqft Living Area |
| 1st Floor Area | 1,952 sqft |
| Basement Area | 547 sqft |
| Unfinished Basement | 547 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 42 sqft |
| Lean-To | 96 sqft |
| Storage Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1100 4TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.00AC |
| Legal Subdivision | PROPERTY OF JOHN S HENDERSON |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 50700 |
Source: Rowan County records · APN 044 070
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1100 4TH ST, SPENCER, NC 28159-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Oct 13, 2020 | Loan Modification, Mortgage · Line of Credit FIRST BK |
| Feb 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on Record |
| Deed Sale | Apr 16, 2024 · Amount on Record |
| Prior Sale | Apr 15, 2010 · Amount on Record |
| Deed Book / Page | 1440 / 581 |
| Prior Transfer Date | Feb 27, 2020 |
| Prior Transfer Doc | 0013440262 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 16, 2024 |
| Property Address | 1100 4TH ST, SPENCER, NC 28159-1630 |
| Document Number | 0014400581 |
| Book / Page | 1440 / 581 |
| Instrument Date | Apr 09, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11607 E 33RD WAY, YUMA, AZ 85367 |
| Name | Verified Name |
|---|---|
| Address | 1100 4TH ST, SPENCER, NC 28159-1630 |
| Document Number | 0001440582 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 1440/582 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1100 4TH ST, SPENCER, NC 28159-1630 |
| Document Number | 0013590023 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0013590023 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 001359/000023 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Term | 300 Months |
| Due | Oct 19, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 28, 2020 |
| Property Address | 1100 4TH ST, SPENCER, NC 28159-1630 |
| Document Number | 0013440262 |
| Book / Page | 001344 / 000262 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1100 4TH ST SPENCER NC 281591630, SPENCER, NC 28159-1630 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,029.00 (+26.62%) | $356,570 (+26.62%) Land $64,700 Building $291,870 | |
| 2023 | $3,182.00 | $281,605 Land $64,700 Building $216,905 | $356,570 Land $64,700 Building $291,870 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590507003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Nov 2006 |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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