Rowan County property record for 1017 4th St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,465 sqft Living Area |
| Lot Size | 27,443 sqft (0.63 acres) |
| Garage | Detached, 720 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2025) |
| Tax Bill | $1,865.00 (2025) |
| Primary APN | 044 00102 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 2,465 sqft Living Area |
| 1st Floor | 1,611 sqft 1st Floor |
| Basement Area | 1,611 sqft Basement |
| Finished Basement | 1,611 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Exterior |
| Lot Area | 27,443 sqft (0.63 acres) |
| Depth X Width | 200 ft x 137 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 720 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1017 4TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1627 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .63AC |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 50700 |
Source: Rowan County records · APN 044 00102
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1017 4TH ST, SPENCER, NC 28159-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Apr 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Apr 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Aug 16, 2024 · Amount on Record |
| Deed Book / Page | 1470 / 576 |
| Prior Transfer Date | Apr 10, 2017 |
| Prior Transfer Doc | 0012880085 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 10, 2025 |
| Property Address | 1017 4TH ST, SPENCER, NC 28159-1627 |
| Document Number | 0014700576 |
| Book / Page | 1470 / 576 |
| Instrument Date | Oct 09, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2955 SHERRILLS FORD RD, SALISBURY, NC 28147-8091 |
| Name | Verified Name |
|---|---|
| Address | 1017 4TH ST, SPENCER, NC 28159-1627 |
| Document Number | 0001470577 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 1470/577 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 23, 2020 |
| Property Address | 1017 4TH ST, SPENCER, NC 28159-1627 |
| Document Number | 0013470155 |
| Book / Page | 001347 / 000155 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1017 FOUTH ST SPENCER NC 28159, SPENCER, NC 28159 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1017 4TH ST, SPENCER, NC 28159-1627 |
| Document Number | 0012900245 |
| Book / Page | 001290 / 000245 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1017 4TH ST SPENCER NC 281591627, SPENCER, NC 28159-1627 |
| Document Number | 0012900245 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 001290/000245 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 11, 2017 |
| Property Address | 1017 4TH ST, SPENCER, NC 28159-1627 |
| Document Number | 0012880085 |
| Book / Page | 001288 / 000085 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1017 4TH ST SPENCER NC 281591627, SPENCER, NC 28159-1627 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,865.00 (-40.09%) | $165,114 (-40.08%) Land $27,750 Building $137,364 | |
| 2023 | $3,113.00 | $275,558 Land $27,750 Building $247,808 | $165,114 Land $27,750 Building $137,364 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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