110 Upshur Ln, Berlin, MD 21811 Property Records

Worcester County property record for 110 Upshur Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,028 sqft · built 2001
Lot Size	0.233 acres (10,150 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Sep 2023)
Tax Bill	$6,976 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-134504`

Property Details

APN / Parcel Number

Primary APN	`03-134504`
Alternative APN	`134504`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,028 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,150 sqft (0.233 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	134504
Street Address	110 UPSHUR LN
City	BERLIN
State	MD
Zip	21811-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 10A 10150 SQ FT UPSHUR LANE BLK F BOUND LD ADJ BURLEY HGT
Legal Subdivision	BURLEY HEIGHTS
Legal Block	F
Legal Lot Number	10A
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1050
Census Tract	951000

Owner

110 Upshur Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 UPSHUR LN, BERLIN, MD 21811-1437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed, Transfer · Unknown CALVIN B TAYLOR BANKING CO BERLIN M
Aug 16, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Jun 28, 2007
Deed Book / Page	8632 / 127
Prior Transfer Date	Jan 2, 2007
Prior Transfer Doc	0048570239
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 5, 2023
Property Address	110 UPSHUR LN, BERLIN, MD 21811-1437
Document Number	0086320127
Book / Page	8632 / 127
Map Reference	MB 165 FO 39
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 UPSHUR LN, BERLIN, MD 21811

Mortgage

Document Number	0086320135
Date	Sep 5, 2023
Instrument	8632-0135

Lender

Name	CALVIN B TAYLOR BANKING CO BERLIN M
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WORCESTER MD
Property Address	110 UPSHUR LN, BERLIN, MD 21811-1437
Document Number	0074960059
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 UPSHUR LN BERLIN MD 218111437, BERLIN, MD 21811-1437

Mortgage

Document Number	0074960059
Date	Sep 23, 2019
Book Page	007496/000059

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 110 Upshur Ln was $6,976, up 8.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,976.00 (+8.29%)	$399,500 (+8.29%)	$430,100 (-) Land $104,100 Building $326,000
2025	$6,442.00	$368,900	$430,100 Land $104,100 Building $326,000
2023	$5,933.00 Homeowner's exemption	$337,200	$338,300 Land $104,100 Building $234,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Upshur Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Upshur Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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