108 Upshur Ln, Berlin, MD 21811 Property Records

Worcester County property record for 108 Upshur Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 2001
Lot Size	0.233 acres (10,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Dec 2023)
Tax Bill	$5,631 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`03-149129`

Property Details

APN / Parcel Number

Primary APN	`03-149129`
Alternative APN	`149129`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,148 sqft (0.233 acres)
Porch	Slab
Porch Area	60 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	149129
Street Address	108 UPSHUR LN
City	BERLIN
State	MD
Zip	21811-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 11A 10148 SQ FT UPSHUR LN BLK F BOUND ADJ BURLEY HGTS
Legal Subdivision	BURLEY HEIGHTS
Legal Block	F
Legal Lot Number	11A
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1050
Census Tract	951000

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 ANN DR, BERLIN, MD 21811-1012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed, Transfer · Stand-Alone First Mortgage FIRST SHORE FEDERAL SAVINGS & LOAN
Aug 9, 2023	Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Aug 9, 2023 · Amount on Record
Deed Document Number	2023
Deed Book / Page	8679 / 64
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 5, 2023
Property Address	108 UPSHUR LN, BERLIN, MD 21811-1437
Document Number	0086790064
Book / Page	8679 / 64
Map Reference	MB SVH165 FO 37
Instrument Date	Nov 30, 2023
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 ANN DR, BERLIN, MD 21811-1012

Mortgage

Document Number	0086790068
Date	Dec 5, 2023
Instrument	8679-0068

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2028

August 2023: Deed, Foreclosure

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 9, 2023
Property Address	108 UPSHUR LN, BERLIN, MD 21811-1437
Document Number	0086180341
Book / Page	8618 / 341
Map Reference	MB SVH 165 FO 37
Instrument Date	Jul 28, 2023
Transaction Type	Foreclosure
Record Updated	Aug 25, 2023

Transaction

Amount	Amount Recorded
Tax	$875.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 NORTH MAIN STRCET, BERLIN, MD 21811

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,067 (+12.6%)	$403,700 (-) Land $104,100 Building $299,600
2025	$5,631.00 (+26.2%)	$322,433 (+19.17%)	$403,700 (+43.26%) Land $104,100 Building $299,600
2023	$4,462.00 (+9.12%) Homeowner's exemption	$270,567 (+4.33%)	$281,800 (-) Land $104,100 Building $177,700
2022		$259,333	$281,800 Land $104,100 Building $177,700
2021	$4,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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