104 Upshur Ln, Berlin, MD 21811 Property Records

Worcester County property record for 104 Upshur Ln, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,131 sqft · built 1966
Lot Size0.233 acres (10,143 sqft)
OwnerCompany Name on Record
Last Sale$170,000 (Oct 2018)
Tax Bill$5,110 (2026)
Deeds & MortgagesMay 2022 Mortgage
Oct 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN03-028194

Property Details

APN / Parcel Number

Primary APN03-028194
Alternative APN
  • 028194

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,131 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,143 sqft (0.233 acres)
Lot Depth1 ft Depth
Garage TypeAttached
Garage Area348 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area224 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number028194
Street Address104 UPSHUR LN
CityBERLIN
StateMD
Zip21811-1437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 14 & NW HALF LOTS 15 BLK F SW SIDE UPSHUR LN PL BURLEY HGTS
Legal SubdivisionBURLEY HEIGHTS
Legal BlockF
Legal Lot Number14,15
JurisdictionWORCESTER MD
Township / Civil Division3, SINEPUXENT
Census Block Group1
Census Block1050
Census Tract951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8819 WHALEYVILLE RD, WHALEYVILLE, MD 21872-2114
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE FARMERS BANK OF WILLARDS
Oct 31, 2018Grant Deed, Transfer · Line of Credit
FARMERS BK/WILLARDS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Prior SaleDec 2, 1983 · Amount on Record
Deed Book / Page7313 / 310
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address104 UPSHUR LN, BERLIN, MD 21811-1437
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyMID ATLANTIC TTL & ESCRO W C

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0083850222
DateMay 16, 2022
Book Page8385/222
Lender
NameTHE FARMERS BANK OF WILLARDS
TypeBank
AddressWILLARDS, MD 21874
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWORCESTER MD
Recording DateOct 31, 2018
Property Address104 UPSHUR LN, BERLIN, MD 21811-1437
Document Number0073130310
Book / Page007313 / 000310
Instrument DateOct 25, 2018
Transaction TypeTransfer
Record UpdatedNov 19, 2018
Title CompanyMARYLAND TITLE SERVICES CORPORATION, MARYLAND TITLE SVC CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8819 WHALEYVILLE RD WHALEYVILLE MD 218722114, WHALEYVILLE, MD 21872-2114

Mortgage

Document Number73130317
DateOct 31, 2018
Book Page007313/000317
Lender
NameFARMERS BK/WILLARDS
TypeBank
AddressWILLARDS, MD 21874
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
MunicipalityBerlin Town
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,110.00 (+11.11%)$292,633 (+33.93%)$321,900 (+37.51%) Land $104,100 Building $217,800
2025$4,599.00 (+17.95%)
2023$3,899.00$218,500$234,100 Land $104,100 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 individual policies
Nearby Flood Policies27 units insured
incl. 3 condo units
Nearby Flood Claims13 (1992–2020)
Claims Outside the SFHA12 of 13
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BERLIN
serves 4,500 people · EPA ID MD0230001
Water SourceGroundwater
Last State InspectionNov 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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