110 S Howell Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 110 S Howell Ave, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,227 sqft · built 1952
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$111,500 (Nov 2018)
Tax Bill	$634 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157N D 003`

Property Details

APN / Parcel Number

Primary APN	`157N D 003`
Alternative APN	`0000097813`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,227 sqft Living Area

Exterior

Year Built	Built 1952
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000097813
Street Address	110 S HOWELL AVE
City	CHATTANOOGA
State	TN
Zip	37411-4842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 6 BLK 8 HAMILTON PLACE SUB PB 8 PG 35
Legal Subdivision	HAMILTON PLACE SUB
Legal Block	8
Legal Lot Number	6
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3011
Census Tract	3000

Owner

110 S Howell Ave is owned and occupied by an individual who bought it in November 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	110 S HOWELL AVE, CHATTANOOGA, TN 37411-4842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2018 · Amount on File
Deed Sale	Nov 27, 2018 · Amount on File
Prior Sale	Aug 31, 2016 · Amount on File
Deed Document Number	2018112700017
Deed Book / Page	11509 / 339
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 27, 2018
Property Address	110 S HOWELL AVE, CHATTANOOGA, TN 37411-4842
Document Number	1127000017
Book / Page	011509 / 000339
Instrument Date	Nov 21, 2018
Instrument	181127000017
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S HOWELL AVE CHATTANOOGA TN 374114842, CHATTANOOGA, TN 37411-4842

Mortgage

Document Number	1127000018
Date	Nov 27, 2018
Book Page	011509/000341
Instrument	181127000018

Lender

Name	WOLFE FIN'L
Type	Funding / Finance Company
Address	ASHEBORO, NC 27203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 110 S Howell Ave was $634, down 3.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$634.00 (-3.79%)	$41,875 (+42.07%)	$167,500 (+42.07%) Land $45,000 Building $122,500
2024	$659.00	$29,475 (-)	$117,900 (-) Land $30,000 Building $87,900
2023	$659.00	$29,475 (-)	$117,900 (-) Land $30,000 Building $87,900
2022	$659.00	$29,475	$117,900 Land $30,000 Building $87,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 S Howell Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 S Howell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20