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114 S Howell Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 114 S Howell Ave, Chattanooga, TN 37411

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,166 sqft · built 1952
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Sep 2023)
Tax Bill$839 (2025)
Deeds & MortgagesSep 2023 Sale
Jul 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN157N D 001

Property Details

APN / Parcel Number

Primary APN157N D 001
Alternative APN
  • 0000097811

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,166 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1978
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000097811
Street Address114 S HOWELL AVE
CityCHATTANOOGA
StateTN
Zip37411-4842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 8 BLK 8 HAMILTON PLACE SUB PB 8 PG 35
Legal SubdivisionHAILOTN PLACE SUBDIVSIION
Legal Block8
Legal Lot Number8
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group3
Census Block3011
Census Tract3000

Owner

114 S Howell Ave is owned and occupied by an individual who bought it in September 2023.

Source: Hamilton County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address114 S HOWELL AVE, CHATTANOOGA, TN 37411-4842
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Correction Deed
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Jul 20, 2023Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Sep 21, 2020Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FNDG
Dec 20, 2018Grant Deed, Transfer
ATTORNEY ONLY
Sep 17, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2023 · Amount on File
Deed SaleSep 20, 2023 · Amount on File
Prior SaleJul 20, 2023 · Amount on File
Deed Document Number2023149
Deed Book / Page13403 / 878
Prior Transfer DateAug 31, 2023
Prior Transfer Doc0000000149
Record UpdatedOct 29, 2026

September 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionHAMILTON TN
Recording DateSep 20, 2023
Property Address114 S HOWELL AVE, CHATTANOOGA, TN 37411-4842
Document Number0000000149
Book / Page13403 / 878
Map ReferenceMB 8 PG 35
Instrument DateAug 31, 2023
Instrument2023092000149
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address114 S HOWELL AVE, CHATTANOOGA, TN 37411-4842

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 20, 2023
Property Address114 S HOWELL AVE, CHATTANOOGA, TN 37411-4842
Document Number0000000166
Book / Page13350 / 391
Map ReferenceMB 8 PG 35
Instrument DateJul 19, 2023
Instrument2023072000166
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,054.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address114 S HOWELL AVE, CHATTANOOGA, TN 37411-4842

Mortgage

Document Number0000000167
DateJul 20, 2023
Instrument2023072000167
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Mortgage

Document Number0000000168
DateJul 20, 2023
Book Page13350/412
Instrument2023072000168
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 21, 2020
Property Address114 S HOWELL AVE, CHATTANOOGA, TN 37411-4842
Document Number0921000055
Book / Page012158 / 000019
Instrument DateSep 11, 2020
Instrument200921000055
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyCHATTANOOGA TITLE-DOWNTOWN LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$666.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address114 S HOWELL AVE CHATTANOOGA TN 374114842, CHATTANOOGA, TN 37411-4842

Mortgage

Document Number921000056
DateSep 21, 2020
Book Page012158/000022
Instrument200921000056
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 20, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateDec 20, 2018
Property Address114 S HOWELL AVE, CHATTANOOGA, TN 37411-4842
Document Number1220000113
Book / Page011527 / 000339
Instrument DateDec 18, 2018
Instrument181220000113
Transaction TypeTransfer
Record UpdatedJan 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$231.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address8052 STANDIFER GAP RD #A CHATTANOOGA TN 374211262, A, CHATTANOOGA, TN 37421-1262

September 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateSep 17, 2018
Property Address114 S HOWELL AVE, CHATTANOOGA, TN 37411-4842
Document Number0917000229
Book / Page011454 / 000374
Instrument DateMay 17, 2018
Instrument180917000229
Transaction TypeForeclosure
Record UpdatedOct 2, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$202.19
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2025 property tax bill for 114 S Howell Ave was $839, down 8.6% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$839.00 (-8.61%)$55,400 (+34.88%)$221,600 (+34.88%) Land $45,000 Building $176,600
2024$918.00$41,075 (-)$164,300 (-) Land $30,000 Building $134,300
2023$918.00$41,075 (-)$164,300 (-) Land $30,000 Building $134,300
2022$918.00$41,075$164,300 Land $30,000 Building $134,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 S Howell Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 S Howell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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