Hamilton County property record for 105 S Howell Ave, Chattanooga, TN 37411
| Property Type | Duplex |
|---|---|
| Details | 4.5 ba · 1,200 sqft · built 1945 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $295,000 (May 2026) |
| Tax Bill | $1,360 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jul 2025 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157N B 022 |
| Primary APN | 157N B 022 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Total Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 168 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000097777 |
|---|---|
| Street Address | 105 S HOWELL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-4843 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LT 27 BLK 7 HAMILTON PLACE PB 8 PG 35 |
| Legal Subdivision | HAMILTON PLACE |
| Legal Block | 7 |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 3000 |
105 S Howell Ave, a duplex, is owned by a company that bought it in May 2026.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 97, HIXSON, TN 37343-0097 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIAVI FUNDING INC |
| Jul 8, 2025 | Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| May 23, 2023 | Warranty Deed, Transfer · Line of Credit ANDREW JOHNSON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on File |
| Deed Sale | May 6, 2026 · Amount on File |
| Prior Sale | Jul 8, 2025 · Amount on File |
| Deed Document Number | 202673 |
| Deed Book / Page | 14288 / 414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 6, 2026 |
| Property Address | 105 S HOWELL AVE, CHATTANOOGA, TN 37411-4843 |
| Document Number | 0000000073 |
| Book / Page | 14288 / 414 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026.73 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | ENSIGN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110,241.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
| Document Number | 0000000074, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026.6.74 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 8, 2025 |
| Property Address | 105 S HOWELL AVE, CHATTANOOGA, TN 37411-4843 |
| Document Number | 0000000217 |
| Book / Page | 13975 / 965 |
| Map Reference | MB 8 PG 35 |
| Instrument Date | Jul 3, 2025 |
| Instrument | 2025070800217 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2025 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4915 SHOREWOOD DR, CHATTANOOGA, TN 37416-3121 |
| Investor | Possibly a Property Investor |
| Document Number | 0000139761 |
|---|---|
| Date | Jul 8, 2025 |
| Instrument | 13976/1 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 23, 2023 |
| Property Address | 105 S HOWELL AVE, CHATTANOOGA, TN 37411-4843 |
| Document Number | 0000000184 |
| Book / Page | 13297 / 553 |
| Map Reference | MB 8 PG 35 |
| Instrument Date | May 4, 2023 |
| Instrument | 2023052300184 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | KEY TITLE AND ESCROW, KEY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 6032, CLEVELAND, TN 37320-6032 |
| Document Number | 0000000185 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 2023052300185 |
| Name | ANDREW JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 246 Months |
| Due | Nov 22, 2043 |
The 2025 property tax bill for 105 S Howell Ave was $1,360, up 81.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 (+81.09%) | $89,760 (+167.14%) | $224,400 (+167.14%) Land $45,000 Building $179,400 |
| 2024 | $751.00 | $33,600 (-) | $84,000 (-) Land $30,000 Building $54,000 |
| 2023 | $751.00 | $33,600 (-) | $84,000 (-) Land $30,000 Building $54,000 |
| 2022 | $751.00 | $33,600 | $84,000 Land $30,000 Building $54,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 105 S Howell Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 S Howell Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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