110 Rainbow Dr, Berea, KY 40403 Property Records

Madison County property record for 110 Rainbow Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 1991
Lot Size	1.8 acres (78,844 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (May 2006)
Tax Bill	$1,055 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0074-0001-0026`

Property Details

APN / Parcel Number

Primary APN	`0074-0001-0026`
Alternative APNs	`110461` `73678` `39664`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,639 sqft Living Area

Exterior

Year Built	Built 1991
Exterior Material	Brick Veneer
Lot Area	78,844 sqft (1.8 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	39664
Street Address	110 RAINBOW DR
City	BEREA
State	KY
Zip	40403-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW ACRES LOT 40 BLK C
Legal Subdivision	RAINBOW ACRES
Legal Block	C
Legal Lot Number	40
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1012
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	110 RAINBOW DR, BEREA, KY 40403-9002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 6, 2018	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2006 · Amount on Record
Deed Sale	May 11, 2006 · Amount on Record
Prior Sale	Mar 22, 2005 · Amount on Record
Deed Document Number	0000606713
Deed Book / Page	606 / 713
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	110 RAINBOW DR, BEREA, KY 40403-9002
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2095/710
Date	Sep 27, 2021
Book Page	M2095/710
Instrument	2014055113

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	110 RAINBOW DR, BEREA, KY 40403-9002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01833/025
Date	Nov 6, 2018
Book Page	M01833/025
Instrument	2013984382

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,055.00 (+16.19%) Homeowner's exemption	$161,000 (+15%)	$161,000 (+15%)
2023	$908.00 Homeowner's exemption	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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