Madison County property record for 103 Rainbow Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3,069 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,900 (Apr 2017) |
| Tax Bill | $2,829 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0001-0039 |
| Primary APN | 0074-0001-0039 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,069 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 61902 |
|---|---|
| Street Address | 103 RAINBOW DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAINBOW ACRES LOT 47 BLK C |
| Legal Subdivision | RAINBOW ACRES |
| Legal Block | C |
| Legal Lot Number | 47 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11101 |
Source: Madison County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 RAINBOW DR, BEREA, KY 40403-9003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Apr 7, 2017 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Feb 7, 2017 | Warranty Deed, Transfer |
| Jan 4, 2017 | Deed, Transfer · Commercial Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2017 · Amount on Record |
| Deed Sale | Apr 7, 2017 · Amount on Record |
| Prior Sale | Feb 7, 2017 · Amount on Record |
| Deed Document Number | 20172013956852 |
| Deed Book / Page | 00743 / 202 |
| Prior Transfer Date | Feb 10, 2011 |
| Prior Transfer Doc | 00D664/562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 19, 2023 |
| Property Address | 103 RAINBOW DR, BEREA, KY 40403-9003 |
| Document Number | 00D838/446 |
| Book / Page | D838 / 446 |
| Map Reference | MB 9 PG 187 |
| Instrument Date | May 15, 2023 |
| Instrument | 2014145948 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 BIG POND RD, HUGUENOT, NY 12746-5025 |
| Name | Verified Name |
|---|---|
| Address | 103 RAINBOW DR, BEREA, KY 40403-9003 |
| Document Number | 2014145949 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2014145949 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 7, 2017 |
| Property Address | 103 RAINBOW DR, BEREA, KY 40403-9003 |
| Document Number | D00743/202 |
| Book / Page | D00743 / 202 |
| Map Reference | MB9 PG1887 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 2013956852 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, 590, WACO, KY 40385-9534 |
| Name | Verified Name |
|---|---|
| Address | 103 RAINBOW DR, BEREA, KY 40403-9003 |
| Document Number | 2013956853 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 2013956853 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 7, 2017 |
| Property Address | 103 RAINBOW DR, BEREA, KY 40403-9003 |
| Document Number | 0D0741/072 |
| Book / Page | D0741 / 072 |
| Map Reference | MB9 PG187 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 954131 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, WACO, KY 40385-9534 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 4, 2017 |
| Property Address | 103 RAINBOW DR, BEREA, KY 40403-9003 |
| Document Number | 0D0740/057 |
| Book / Page | D0740 / 057 |
| Map Reference | MB9 PG187 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 952579 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $121.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 BAKER CT, 40, BEREA, KY 40403-9105 |
| Name | Verified Name |
|---|---|
| Address | 401 HEMLOCK CIR, MOUNT VERNON, KY 40456-6503 |
| Document Number | 0000952580 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 952580 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 28, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,829.00 (+35.68%) | $300,000 (+39.53%) | $300,000 (+39.53%) |
| 2023 | $2,085.00 | $215,000 | $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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