106 Rainbow Dr, Berea, KY 40403 Property Records

Madison County property record for 106 Rainbow Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2,035 sqft
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Last Sale	$168,300 (Nov 2018)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Feb 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0074-0001-0028`

Property Details

APN / Parcel Number

Primary APN	`0074-0001-0028`
Alternative APNs	`123831` `86778` `53409`

Interior

Stories	1 Story
Building Area	2,035 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	53409
Street Address	106 RAINBOW DR
City	BEREA
State	KY
Zip	40403-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW ACRES LOT 42 BLK C
Legal Subdivision	RAINBOW ACRES
Legal Block	C
Legal Lot Number	42
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1012
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	106 RAINBOW DR, BEREA, KY 40403-9002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Warranty Deed, Transfer · Conventional Mortgage L&N FCU
Feb 14, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Feb 14, 2017 · Amount on Record
Deed Document Number	2013984247
Deed Book / Page	D00766 / 455
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 5, 2018
Property Address	106 RAINBOW DR, BEREA, KY 40403-9002
Document Number	D00766/455
Book / Page	D00766 / 455
Map Reference	CAB9 SL187
Instrument Date	Nov 2, 2018
Instrument	2013984247
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1964 CHAPMAN HWY, 1964, SEVIERVILLE, TN 37876-2350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 RAINBOW DR, BEREA, KY 40403-9002

Mortgage

Document Number	2013984248
Date	Nov 5, 2018
Instrument	2013984248

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	32 Months
Due	Jul 2, 2021

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Feb 14, 2017
Property Address	106 RAINBOW DR, BEREA, KY 40403-9002
Document Number	D00741/231
Book / Page	D00741 / 231
Map Reference	CAB9 SL187
Instrument Date	Feb 13, 2017
Instrument	2013954417
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 DCIR DR, 122, BEREA, KY 40403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 BEECHWOOD DR, BEREA, KY 40403-9014

Mortgage

Document Number	2013954418
Date	Feb 14, 2017
Instrument	2013954418

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Feb 14, 2017
Property Address	106 RAINBOW DR, BEREA, KY 40403-9002
Document Number	D00741/227
Book / Page	D00741 / 227
Map Reference	CAB9 SL1987
Instrument Date	Feb 7, 2017
Instrument	2013954416
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1043 BROOKLYN BLVD, 1043, BEREA, KY 40403-1090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RAINBOW DR, BEREA, KY 40403-9003

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,837.00 (+36.68%) Homeowner's exemption	$244,000 (+31.89%)	$244,000 (+31.89%)
2023	$1,344.00 Homeowner's exemption	$185,000	$185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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