Volusia County property record for 106 N St Andrews Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,491 sqft · built 1989 |
| Lot Size | 0.343 acres (14,980 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $481,724 (Nov 2005) |
| Tax Bill | $2,738 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3242-10-20-0180 |
| Primary APN | 3242-10-20-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,491 sqft Living Area |
| 1st Floor Area | 1,941 sqft |
| 2nd Floor Area | 1,582 sqft |
| Upper Floors Area | 1,550 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,980 sqft (0.343 acres) |
| Lot Dimensions | 140 ft deep x 107 ft wide |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 240 sqft |
| Patio Area | 516 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3002245.0 |
|---|---|
| Old Parcel Number | 32134210200180 |
| Street Address | 106 N ST ANDREWS DR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-3841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | LOT 18 BLK 20 UNIT 2 TOMOKA OAKS COUNTRY CLUB ESTATES MB 31 PG 166 PER OR 2846 PG 0587 PER OR 5692 PG 3565 |
| Legal Range | 32E |
| Legal Township | 13S |
| Legal Section | 42 |
| Legal Subdivision | TOMOKA |
| Legal Tract | 10 |
| Legal Block | 20 |
| Legal Lot Number | 18 |
| Legal Unit | 2 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 80807 |
Source: Volusia County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 106 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit INTRACOASTAL BANK |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2005 · Amount on Record |
| Deed Sale | Nov 4, 2005 · Amount on Record |
| Deed Document Number | 2005-306112 |
| Deed Book / Page | 5692 / 3565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 106 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0080803077 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 8080/3077 |
| Instrument | 2021-161228 |
| Name | INTRACOASTAL BANK |
|---|---|
| Type | Bank |
| Address | DAYTONA BEACH, FL 32117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 106 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841 |
| Document Number | 0078503874 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 N ST ANDREWS DR ORMOND BEACH FL 321743841, ORMOND BEACH, FL 32174-3841 |
| Document Number | 0078503874 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 007850/003874 |
| Instrument | 85621 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 10, 2035 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,738.00 (+16.96%) Homeowner's exemption | $196,163 (+5.99%) | $483,732 (-5.79%) Land $61,718 Building $422,014 |
| 2023 | $2,341.00 (+3.49%) Homeowner's exemption | $185,083 (+3%) | $513,449 (+2.81%) Land $72,739 Building $440,710 |
| 2022 | $2,262.00 Homeowner's exemption | $179,692 | $499,403 Land $72,739 Building $426,664 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 11 (1987–2024) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Hotwire Communications, Verizon.
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