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110 N Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 110 N Rowan Ave, Spencer, NC 28159

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,360 sqft · built 1949
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Jul 2020)
Tax Bill$4,102 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN035 263

Property Details

APN / Parcel Number

Primary APN035 263
Alternative APN
  • 6335794

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,360 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Lot Area34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address110 N ROWAN AVE
CitySPENCER
StateNC
Zip28159-2424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8:SINGLE
Legal DescriptionPT L 117-121 I. N. EARNHART DEACD.
Legal SubdivisionEXCEPTION SUBDIVISION OFLEOLA M LAUGHLIN
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2002
Census Tract50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

110 N Rowan Ave is owned and occupied by two individuals who bought it in July 2020.

Source: Rowan County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address110 N ROWAN AVE, SPENCER, NC 28159-2424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2020 · Amount on File
Deed SaleJul 10, 2020 · Amount on File
Deed Book / Page1352 / 130
Prior Transfer DateSep 4, 2014
Prior Transfer Doc0012400887
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 10, 2020
Property Address110 N ROWAN AVE, SPENCER, NC 28159-2424
Document Number0013520130
Book / Page001352 / 000130
Instrument DateJul 7, 2020
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyCLOSELINE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address110 N ROWAN AVE SPENCER NC 281592424, SPENCER, NC 28159-2424

Mortgage

Document Number13520131
DateJul 10, 2020
Book Page001352/000131
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 9, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 110 N Rowan Ave was $4,102.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,102.00$363,052 (-) Land $22,750 Building $340,302$363,052 Land $22,750 Building $340,302
2025$4,102.00$363,052 Land $22,750 Building $340,302
2023$4,009.00$354,801 Land $22,750 Building $332,051$363,052 Land $22,750 Building $340,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 N Rowan Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 N Rowan Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T.

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