101 N Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 101 N Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,323 sqft · built 1955
Lot Size	0.405 acres (17,667 sqft)
Owner	Individual Name on Record
Tax Bill	$1,717 (2023)
Deeds & Mortgages	Apr 2019 Line of Credit Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`035 10401`

Property Details

APN / Parcel Number

Primary APN	`035 10401`
Alternative APN	`6100089`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	2,633 sqft
1st Floor Area	1,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Footing
Lot Area	17,667 sqft (0.405 acres)
Lot Dimensions	151 ft deep x 117 ft wide
Garage Area	286 sqft
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6100089
Old Parcel Number	035 10401
Street Address	101 N ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE FAM-8
Legal Description	L23-25 J. E. YOUNCE PROPERTY
Legal Subdivision	J E YOUNCE
Legal Lot Number	23
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2016
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 N ROWAN AVE, SPENCER, NC 28159-2423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020
Deed Sale	Jul 14, 2020
Deed Document Number	OWAN90/138
Record Updated	Jun 7, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	101 N ROWAN AVE, SPENCER, NC 28159-2423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013250370
Date	Apr 1, 2019
Book Page	1325/0370

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	101 N ROWAN AVE, SPENCER, NC 28159-2423
Document Number	0013130799
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 OLD UNION CHURCH RD SALISBURY NC 281467927, SALISBURY, NC 28146-7927

Mortgage

Document Number	0013130799
Date	Aug 8, 2018
Book Page	001313/000799

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,717.00	$151,983 Land $26,250 Building $125,733	$151,983 Land $26,250 Building $125,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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