210 N Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 210 N Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,141 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$153,500 (Mar 2018)
Tax Bill	$2,787 (2026)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Aug 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035 056`

Property Details

APN / Parcel Number

Primary APN	`035 056`
Alternative APN	`6346622`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	2,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1998
Exterior Material	Brick
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Porch	Porch
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Street Address	210 N ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	L40-47 & L63-65 NEWTON HEIGHTS
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2018
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

210 N Rowan Ave is owned and occupied by two individuals who bought it in March 2018.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	210 N ROWAN AVE, SPENCER, NC 28159-2426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2018	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU
Aug 4, 2017	Grant Deed, Transfer ATTORNEY ONLY
Feb 22, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2018 · Amount on File
Deed Sale	Mar 15, 2018 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Book / Page	1305 / 824
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 15, 2018
Property Address	210 N ROWAN AVE, SPENCER, NC 28159-2426
Document Number	0013050824
Book / Page	1305 / 0824
Map Reference	MAP 9995 PG 144
Instrument Date	Mar 8, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 345, SPENCER, NC 28159-0345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 N ROWAN AVE, SPENCER, NC 28159-2426

Mortgage

Document Number	0013050825
Date	Mar 15, 2018
Instrument	1305/0825

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 4, 2017
Property Address	210 N ROWAN AVE, SPENCER, NC 28159-2426
Document Number	0012940289
Book / Page	001294 / 000289
Instrument Date	Jul 25, 2017
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 11TH ST SPENCER NC 281591903, SPENCER, NC 28159-1903

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 22, 2017
Property Address	210 N ROWAN AVE, SPENCER, NC 28159-2426
Document Number	0012850332
Book / Page	001285 / 000332
Instrument Date	Jan 31, 2017
Transaction Type	Foreclosure
Record Updated	Mar 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$201.72
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

The 2026 property tax bill for 210 N Rowan Ave was $2,787.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,787.00	$246,719 Land $56,000 Building $190,719	$246,719 Land $56,000 Building $190,719
2023	$2,787.00	$246,719 Land $56,000 Building $190,719	$246,719 Land $56,000 Building $190,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 N Rowan Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 N Rowan Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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