Worcester County and Sterling Town property record for 110 N Row Rd, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,244 sqft · built 1999 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Sep 2021) |
| Tax Bill | $6,461 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00009 L:00002 |
| Primary APN | STER M:00009 L:00002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| Gross Area | 2,700 sqft |
| Basement Area | 575 sqft |
| Unfinished Basement | 575 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,094 sqft (1.15 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 110 N ROW RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRF |
| Legal Lot Number | 2 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 719100 |
110 N Row Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Worcester County and Sterling Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 N ROW RD, STERLING, MA 01564-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Aug 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on File |
| Deed Sale | Sep 29, 2021 · Amount on File |
| Prior Sale | Aug 26, 2003 · Amount on File |
| Deed Document Number | 2021136544 |
| Deed Book / Page | 66175 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Sep 29, 2021 |
| Property Address | 110 N ROW RD, STERLING, MA 01564-2235 |
| Document Number | 66175-212 |
| Book / Page | 66175 / 212 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 136544 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 110 N ROW RD, STERLING, MA 01564-2235 |
| Document Number | 136545 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 136545 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Aug 30, 2021 |
| Property Address | 110 N ROW RD, STERLING, MA 01564-2235 |
| Document Number | 65934-314 |
| Book / Page | 65934 / 314 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 121045 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 20 MOORE LN, NORTHBOROUGH, MA 01532-1046 |
The 2026 property tax bill for 110 N Row Rd was $6,461, down 1.5% from the year before.
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,461.00 (-1.52%) | $514,800 (+1.06%) Land $152,000 Building $362,800 | $560,975 (-) |
| 2025 | $6,561.00 (-1.31%) | $509,400 (+1.98%) Land $131,500 Building $377,900 | $560,975 (+0.2%) |
| 2024 | $6,648.00 (+3.68%) | $499,500 (+11.4%) Land $131,500 Building $368,000 | $559,835 |
| 2023 | $6,412.00 | $448,400 Land $131,500 Building $316,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 N Row Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 110 N Row Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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