Worcester County and Sterling Town property record for 102 N Row Rd, Sterling, MA 01564 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,290 sqft Living Area |
| Lot Size | 51,401 sqft (1.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $297,900 (2017) |
| Tax Bill | $6,251.00 (2025) |
| Primary APN | STER M:00022 L:00006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,290 sqft Living Area |
| Gross Area | 3,018 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 51,401 sqft (1.18 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 102 N ROW RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2235 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 6 |
| Jurisdiction | STERLING MA |
| Minor Civil Division | STERLING |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 719100 |
Source: Worcester County and Sterling Town records · APN STER M:00022 L:00006
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 N ROW RD, STERLING, MA 01564-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance BLUESTONE BANK |
| Oct 09, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance BRIDGEWATER SAVINGS BANK |
| Oct 23, 2017 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2017 · Amount on Record |
| Deed Sale | Oct 23, 2017 · Amount on Record |
| Deed Book / Page | 57922 / 36 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 102 N ROW RD, STERLING, MA 01564-2235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0064357-26 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 64357/26 |
| Instrument | 14256 |
| Name | BLUESTONE BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 102 N ROW RD, STERLING, MA 01564-2235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61203-22 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 61203/22 |
| Instrument | 106089 |
| Name | BRIDGEWATER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Oct 23, 2017 |
| Property Address | 102 N ROW RD, STERLING, MA 01564-2235 |
| Document Number | 57922-36 |
| Book / Page | 57922 / 36 |
| Instrument | 117428 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.47 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 N ROW RD, STERLING, MA 01564-2235 |
| Document Number | 579220038 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 57922/0038 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2047 |
Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,251.00 (-1.36%) | $485,300 (+1.93%) Land $131,900 Building $353,400 | $503,975 (+3.21%) |
| 2024 | $6,337.00 (+5.53%) | $476,100 (+13.38%) Land $131,900 Building $344,200 | $488,300 |
| 2023 | $6,005.00 | $419,900 Land $131,900 Building $288,000 |
102 N Row Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 98th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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