Worcester County and Sterling Town property record for 107 N Row Rd, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,547 sqft · built 1998 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $4,000 (May 2022) |
| Tax Bill | $7,922 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00009 L:00037 |
| Primary APN | STER M:00009 L:00037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,547 sqft Living Area |
| Gross Area | 4,690 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 107 N ROW RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRF |
| Legal Lot Number | 37 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 719100 |
107 N Row Rd is owner-occupied and held in a trust since March 2026.
Source: Worcester County and Sterling Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 107 N ROW RD, STERLING, MA 01564-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 16, 2026 | Quit Claim Deed, Transfer Quitclaim |
| May 27, 2022 | Quit Claim Deed, Transfer |
| Jun 21, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on File |
| Deed Sale | May 27, 2022 · Amount on File |
| Prior Sale | Jan 22, 1999 · Amount on File |
| Deed Book / Page | 67659 / 227 |
| Last Transfer Date | Mar 11, 2026 |
| Transfer Doc | 073319-211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Mar 16, 2026 |
| Property Address | 107 N ROW RD, STERLING, MA 01564-2214 |
| Document Number | 073319-216 |
| Book / Page | 73319 / 216 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 19912 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 N ROW RD, STERLING, MA 01564-2214 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Mar 16, 2026 |
| Property Address | 107 N ROW RD, STERLING, MA 01564-2214 |
| Document Number | 073319-211 |
| Book / Page | 73319 / 211 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 19911 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 N ROW RD, STERLING, MA 01564-2214 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | May 27, 2022 |
| Property Address | 107 N ROW RD, STERLING, MA 01564-2214 |
| Document Number | 067659-227 |
| Book / Page | 67659 / 227 |
| Instrument Date | May 25, 2022 |
| Instrument | 58007 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 N ROW RD, STERLING, MA 01564-2214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 107 N ROW RD, STERLING, MA 01564-2214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58979-182 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 58979/182 |
| Instrument | 61382 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 1, 2058 |
The 2026 property tax bill for 107 N Row Rd was $7,922, up 5.8% from the year before.
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,922.00 (+5.75%) | $631,200 (+8.53%) Land $150,300 Building $480,900 | $545,110 (-) |
| 2025 | $7,491.00 (+6.76%) | $581,600 (+10.32%) Land $130,100 Building $451,500 | $545,110 (+1.36%) |
| 2024 | $7,017.00 (+1.55%) | $527,200 (+9.11%) Land $130,100 Building $397,100 | $537,795 |
| 2023 | $6,910.00 | $483,200 Land $130,100 Building $353,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 N Row Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 N Row Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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