110 Lois Cir, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 110 Lois Cir, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	1,878 sqft · built 2013
Lot Size	0.52 acres (22,672 sqft)
Owner	Individual Name on Record
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-06-03-006`

Property Details

APN / Parcel Number

Primary APN	`122-06-03-006`
Alternative APN	`122-00-03-042`

Interior

Stories	1 Story
Building Area	1,878 sqft Finished Area
Gross Area	2,204 sqft
1st Floor Area	1,215 sqft
2nd Floor Area	663 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	22,672 sqft (0.52 acres)
Garage Area	308 sqft
Porch	Slab
Porch Area	18 sqft

Location & Zoning

Street Address	110 LOIS CIR
City	MONCKS CORNER
State	SC
Zip	29461-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 350LAKE MOULTRIE ESTATES
Legal Subdivision	LAKE MOULTRIE ESTATES
Legal Lot Number	6
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	3
Census Block	3011
Census Tract	20503

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 LOIS CIR, MONCKS CORNER, SC 29461-4200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	110 LOIS CIR, MONCKS CORNER, SC 29461-4200
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04635/0019
Date	Aug 11, 2023
Book Page	4635/19
Instrument	2023024644

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	110 LOIS CIR, MONCKS CORNER, SC 29461-4200
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LOIS CIR, MONCKS CORNER, SC 29461-4200

Mortgage

Document Number	04533/0937
Date	Apr 17, 2023
Book Page	4533/937
Instrument	2023011107

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	110 LOIS CIR, MONCKS CORNER, SC 29461-4200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3640/0051
Date	Jan 4, 2021
Book Page	3640/51
Instrument	2021000221

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,542 (+2,400.2%) Land $43,681 Building $166,861	$337,400 (-) Land $70,000 Building $267,400
2025	$1,017.00 (+4.63%)	$8,421 (-) Land $1,747 Building $6,674	$337,400 (-) Land $70,000 Building $267,400
2024	$972.00 (+0.1%) Homeowner's exemption	$8,421 (+14.99%) Land $1,747 Building $6,674	$337,400 (+68.62%) Land $70,000 Building $267,400
2022	$971.00 Homeowner's exemption	$7,323 Land $1,098 Building $6,225	$200,100 Land $30,000 Building $170,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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