115 Lois Cir, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 115 Lois Cir, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1986
Lot Size	0.479 acres (20,866 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2005)
Tax Bill	$1,043 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`122-06-03-015`

Property Details

APN / Parcel Number

Primary APN	`122-06-03-015`
Alternative APN	`122-00-03-042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Finished Area
Gross Area	2,844 sqft
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	20,866 sqft (0.479 acres)
Garage Area	300 sqft
Porch	Slab
Porch Area	672 sqft

Location & Zoning

Street Address	115 LOIS CIR
City	MONCKS CORNER
State	SC
Zip	29461-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 350LAKE MOULTRIE ESTATES
Legal Subdivision	LAKE MOULTRIE ESTATES
Legal Lot Number	55
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	3
Census Block	3010
Census Tract	20503

Owner

115 Lois Cir is owned and occupied by an individual who bought it in July 2005.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	115 LOIS CIR, MONCKS CORNER, SC 29461-4201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2005 · Amount on File
Deed Sale	Jul 11, 2005 · Amount on File
Deed Document Number	200522716
Deed Book / Page	4830 / 56
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	115 LOIS CIR, MONCKS CORNER, SC 29461-4201
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LOIS CIR, MONCKS CORNER, SC 29461-4201

Mortgage

Document Number	04576/0690
Date	Jun 8, 2023
Book Page	4576/690
Instrument	2023016930

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 115 Lois Cir was $1,043 with a homeowner's exemption, up 4.6% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,345 (+2,399.94%) Land $43,054 Building $175,291	$355,000 (-) Land $70,000 Building $285,000
2025	$1,043.00 (+4.61%)	$8,734 (-) Land $1,722 Building $7,012	$355,000 (-) Land $70,000 Building $285,000
2024	$997.00 Homeowner's exemption	$8,734 Land $1,722 Building $7,012	$355,000 Land $70,000 Building $285,000
2022	$999.00 Homeowner's exemption	$7,595 Land $1,097 Building $6,498	$207,700 Land $30,000 Building $177,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Lois Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Lois Cir is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lois Cir

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