104 Lois Cir, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 104 Lois Cir, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,172 sqft · built 2013
Lot Size	0.442 acres (19,283 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Nov 2023)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-06-03-003`

Property Details

APN / Parcel Number

Primary APN	`122-06-03-003`
Alternative APN	`122-00-03-042`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,172 sqft Finished Area
Gross Area	2,864 sqft
1st Floor Area	1,798 sqft
2nd Floor Area	374 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Type	Gable
Lot Area	19,283 sqft (0.442 acres)
Garage Area	550 sqft

Exterior Amenities

Porch	Patio
Porch Area	432 sqft
Deck Area	96 sqft
Patio Area	289 sqft
Storage Building	280 sqft

Location & Zoning

Street Address	104 LOIS CIR
City	MONCKS CORNER
State	SC
Zip	29461-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 350LAKE MOULTRIE ESTATESLOT 3
Legal Subdivision	LAKE MOULTRIE ESTATES
Legal Lot Number	3
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	3
Census Block	3011
Census Tract	20503

Owner

104 Lois Cir is owned and occupied by two individuals who bought it in November 2023.

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 LOIS CIR, MONCKS CORNER, SC 29461-4200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed, Transfer · Conventional Mortgage NFM INC
Nov 4, 2022	Deed, Transfer · Conventional Mortgage NFM INC
Jul 23, 2021	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 14, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Nov 4, 2022 · Amount on File
Deed Document Number	202335811
Deed Book / Page	4719 / 397
Prior Transfer Date	Mar 11, 2011
Prior Transfer Doc	8864/0161
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Nov 22, 2023
Property Address	104 LOIS CIR, MONCKS CORNER, SC 29461-4200
Document Number	04719/0397
Book / Page	4719 / 397
Map Reference	CAB M PG 319
Instrument Date	Nov 16, 2023
Instrument	2023035811
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,037.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 LOIS CIR, MONCKS CORNER, SC 29461-4200

Mortgage

Document Number	2023035812
Date	Nov 22, 2023
Instrument	2023035812

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Nov 4, 2022
Property Address	104 LOIS CIR, MONCKS CORNER, SC 29461-4200
Document Number	04408/0220
Book / Page	4408 / 220
Map Reference	CAB M PG 319
Instrument Date	Nov 1, 2022
Instrument	2022042194
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$976.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 LOIS CIR, MONCKS CORNER, SC 29461-4200

Mortgage

Document Number	2022042195
Date	Nov 4, 2022
Instrument	2022042195

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 23, 2021
Property Address	104 LOIS CIR, MONCKS CORNER, SC 29461-4200
Document Number	3901/0992
Book / Page	3901 / 992
Map Reference	CAB M PG 319
Instrument Date	Jun 29, 2021
Instrument	2021034833
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	SOUTHWESTERN TITLE COMPANY/FL, SOUTHEASTERN TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,191.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9524 W WRIGHT ST, BOISE, ID 83709-4049

Mortgage

Document Number	2021034834
Date	Jul 23, 2021
Instrument	2021034834

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Nov 14, 2017
Property Address	104 LOIS CIR, MONCKS CORNER, SC 29461-4200
Document Number	2610/0041
Book / Page	002610 / 000041
Instrument Date	Nov 9, 2017
Instrument	41245
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 LOIS CIR MONCKS CORNER SC 294614200, MONCKS CORNER, SC 29461-4200

Mortgage

Document Number	2610/0045
Date	Nov 14, 2017
Book Page	002610/000045
Instrument	41246

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 104 Lois Cir was $1,687 with a homeowner's exemption, up 3.9% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,600 (+2,4%) Land $70,000 Building $328,600	$398,600 (-) Land $70,000 Building $328,600
2025	$1,687.00 (+3.94%) Homeowner's exemption	$15,944 (-) Land $2,800 Building $13,144	$398,600 (-) Land $70,000 Building $328,600
2024	$1,623.00 Homeowner's exemption	$15,944 Land $2,800 Building $13,144	$398,600 Land $70,000 Building $328,600
2022	$4,987.00	$21,222 Land $2,280 Building $18,942	$353,700 Land $38,000 Building $315,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Lois Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Lois Cir is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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