110 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 110 Kettering Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,550 sqft · built 2005
Lot Size	0.297 acres (12,950 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2014)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486251-001060`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486251-001060`
Alternative APNs	`112526486251001060` `12526000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	2,991 sqft
1st Floor Area	1,226 sqft
Upper Floors Area	1,324 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	12,950 sqft (0.297 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	95 sqft

Location & Zoning

Street Address	110 KETTERING RD
City	DAVENPORT
State	FL
Zip	33897-7735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 106
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK - PHASE TWO
Legal Phase	2
Legal Tract	486251
Legal Block	2
Legal Lot Number	106
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2019
Census Tract	12412

Owner

110 Kettering Rd is owned and occupied by two individuals who bought it in December 2014.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 KETTERING RD, DAVENPORT, FL 33897-7735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2014 · Amount on File
Deed Sale	Dec 18, 2014 · Amount on File
Prior Sale	May 11, 2005 · Amount on File
Deed Document Number	2014214021
Deed Book / Page	9412 / 275
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	110 KETTERING RD, DAVENPORT, FL 33897-7735
Document Number	0112380181
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 KETTERING RD DAVENPORT FL 338977735, DAVENPORT, FL 33897-7735

Mortgage

Document Number	0112380181
Date	May 19, 2020
Book Page	011238/000181
Instrument	99957

Lender

Name	TRUSTCO BK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 18, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 110 Kettering Rd was $4,259.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,654 (-2.03%) Land $74,000 Building $248,654	$322,654 (-2.12%) Land $74,000 Building $248,654
2025	$4,259.00	$329,335	$329,632 Land $74,000 Building $255,632
2023	$4,269.00 (+13.12%)	$341,524 (+21.59%) Land $72,000 Building $269,524	$341,524 (+21.59%) Land $72,000 Building $269,524
2022	$3,774.00	$280,893 Land $60,000 Building $220,893	$280,893 Land $60,000 Building $220,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Kettering Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Kettering Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20