110 Island Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 110 Island Dr, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,909 sqft · built 1965
Lot Size	0.229 acres (9,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,275,000 (Nov 2020)
Tax Bill	$48,282 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-5205-011-0040`

Property Details

APN / Parcel Number

Primary APN	`24-5205-011-0040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,909 sqft Living Area
Gross Area	3,887 sqft
1st Floor Area	2,909 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1992
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	9,988 sqft (0.229 acres)
Lot Dimensions	108 ft deep x 92.5 ft wide
Patio Area	495 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	110 ISLAND DR
City	KEY BISCAYNE
State	FL
Zip	33149-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2000
Legal Description	5 55 42 CAPE FLA SUB SEC 2PB 70-67 LOT B BLK 3 & PROP INT IN & TO WATERWAY LOT SIZE 92.480 X 108 OR 14131-975 0589 1
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	CAPE FLA SUB
Legal Block	3
Legal Lot Number	B
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1019
Census Tract	4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 ISLAND DR, KEY BISCAYNE, FL 33149-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 15, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	2020639958
Deed Book / Page	32182 / 4962
Prior Transfer Date	Jan 9, 2017
Prior Transfer Doc	0000090532
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	110 ISLAND DR, KEY BISCAYNE, FL 33149-2410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082024
Date	Feb 8, 2019
Book Page	31319/4039
Instrument	2019R0082024

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Nov 4, 2020
Property Address	110 ISLAND DR, KEY BISCAYNE, FL 33149-2410
Document Number	0000639958
Book / Page	32182 / 4962
Map Reference	MB 70 PG 67
Instrument Date	Oct 29, 2020
Instrument	2020R0639958
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 SIDONIA AVE, 101, CORAL GABLES, FL 33134-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ISLAND DR, KEY BISCAYNE, FL 33149-2410

Mortgage

Document Number	0000639961
Date	Nov 4, 2020
Book Page	32182/4979
Instrument	2020R0639961

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Feb 15, 2017
Property Address	110 ISLAND DR, KEY BISCAYNE, FL 33149-2410
Document Number	0000090532
Book / Page	30423 / 3905
Map Reference	MB 70 PG 67
Instrument Date	Jan 9, 2017
Instrument	2017R0090532
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TITLE SOURCE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	110 ISLAND DR, KEY BISCAYNE, FL 33149-2410

Mortgage

Document Number	0000090533
Date	Feb 15, 2017
Instrument	2017R0090533

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48,282.00 (+3.66%) Homeowner's exemption	$3,026,924 (+5.99%)	$5,300,425 (+28.35%) Land $4,744,300 Building $556,125
2023	$46,578.00 (+4.38%) Homeowner's exemption	$2,855,940 (+3%)	$4,129,679 (+8.27%) Land $3,565,716 Building $563,963
2022	$44,625.00 Homeowner's exemption	$2,772,758	$3,814,166 Land $3,246,100 Building $568,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	312 (1979–2024)
Claims Outside the SFHA	1 of 312
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 38 claims Hurricane Wilma, Oct 2005 · 26 claims Hurricane Andrew, Aug 1992 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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