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101 Island Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 101 Island Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,318 sqft · built 1988
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Last Sale$4,000,000 (Jun 2024)
Tax Bill$58,812 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone AE (high risk)
APN24-5205-010-0010

Property Details

APN / Parcel Number

Primary APN24-5205-010-0010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,318 sqft Living Area
Gross Area4,820 sqft
1st Floor Area3,318 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area252 sqft
PorchPorch
Porch Area212 sqft
Patio Area934 sqft

Location & Zoning

Street Address101 ISLAND DR
CityKEY BISCAYNE
StateFL
Zip33149-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2000
Legal Description5-55-42 PB 68-81 CAPE FLORIDA SUB SEC 1 LOT 1 BLK 1 LOT SIZE 100 X 150 OR 13407-184 0787 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionCAPE FLORIDA SUB
Legal Block1
Legal Lot Number1
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3025
Census Tract4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3992 ARDEN WAY NE, ATLANTA, GA 30342-3950
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2024 · Amount on Record
Deed SaleJun 6, 2024 · Amount on Record
Deed Document Number2024432294
Deed Book / Page34260 / 2388
Prior Transfer DateMar 31, 2023
Prior Transfer Doc0000204401
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Recording DateJul 16, 2026
Property Address101 ISLAND DR, KEY BISCAYNE, FL 33149-2409
Document Number0000485659
Book / Page35401 / 1699
Instrument DateJul 6, 2026
Instrument2026485659
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3992 ARDEN WAY NE, ATLANTA, GA 30342-3950

Mortgage

Document Number0000485659,
DateJul 16, 2026
Book Page35401/1699
Instrument2026485659
Lender
NameASSOCIATED CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$58,812.00 (+313.15%)$3,658,419 (+348.73%) Land $3,120,000 Building $538,419$3,658,419 (+11.9%) Land $3,120,000 Building $538,419
2023$14,235.00 (+7.84%) Homeowner's exemption Additional exemption filed$815,283 (+3%)$3,269,337 (+24.26%) Land $2,760,000 Building $509,337
2022$13,200.00 Homeowner's exemption Additional exemption filed$791,537$2,631,107 Land $2,118,000 Building $513,107

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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