110 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 110 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Commercial
Details	2,288 sqft · built 1922
Lot Size	0.076 acres (3,324 sqft)
Owner	Individual on Record
Last Sale	$125,000 (Jan 2023)
Tax Bill	$2,578 (2026)
Deeds & Mortgages	Jul 2023 Construction Loan Jan 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`140-0070-02180`

Property Details

APN / Parcel Number

Primary APN	`140-0070-02180`
Alternative APNs	`1109633` `1143541`

Interior

Stories	2 Stories
Building Area	2,288 sqft Gross Area
1st Floor Area	2,288 sqft
Basement Area	2,288 sqft
Unfinished Basement	2,288 sqft
Flooring	Tile
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Lot Area	3,324 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam

Location & Zoning

Account Number	1143541
Street Address	110 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1734
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT: 0015 BLOCK:012 SERIAL #
Legal Subdivision	CENTRAL ADDITION TO HIBBING
Legal Block	12
Legal Lot Number	15
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	3
Census Block	3010
Census Tract	12300

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	24901 LAGO DR, GRAND RAPIDS, MN 55744-5898
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Construction Mortgage NATIONAL BANK OF COMMERCE
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit NORTHLAND FOUNDATION
Jan 11, 2023	Warranty Deed, Transfer SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC
Nov 29, 2021	Warranty Deed, Transfer · Line of Credit FIRST BANK & TRUST
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTERN NAT'L BK
Jan 24, 2020	Loan Modification, Mortgage · Conventional Mortgage AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	20231065231
Prior Transfer Date	Jul 2, 2007
Prior Transfer Doc	0000871016
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	110 E HOWARD ST, HIBBING, MN 55746-1734
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001070112
Date	Jul 13, 2023
Instrument	1070112

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	110 E HOWARD ST, HIBBING, MN 55746-1734
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001076440
Date	Jan 24, 2024
Instrument	1076440

Lender

Name	NORTHLAND FOUNDATION
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 11, 2023
Property Address	110 E HOWARD ST, HIBBING, MN 55746-1734
Document Number	0001065231
Instrument Date	Dec 29, 2022
Instrument	1065231
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24901 LAGO DR, GRAND RAPIDS, MN 55744-5898

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 29, 2021
Property Address	110 E HOWARD ST, HIBBING, MN 55746-1734
Document Number	0001050025
Instrument Date	Oct 13, 2021
Instrument	1050025
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 FREEDOM AVE NE, NEW PRAGUE, MN 56071-2082
Investor	Possibly a Property Investor

Mortgage

Document Number	0001050027
Date	Nov 29, 2021
Instrument	1050027

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 13, 2041

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	110 E HOWARD ST, HIBBING, MN 55746-1734
Document Number	00T1030327
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 E HOWARD ST HIBBING MN 557461734, HIBBING, MN 55746-1734

Mortgage

Document Number	00T1030327
Date	Oct 12, 2020
Instrument	T1030327

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 11, 2025

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	110 E HOWARD ST, HIBBING, MN 55746-1734
Document Number	00A1372618
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 W PARK DR HIBBING MN 557462334, HIBBING, MN 55746-2334

Mortgage

Document Number	00A1372618
Date	Jan 31, 2020
Instrument	A1372618

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 30, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,578.00 (+20.35%)
2025	$2,142.00 (+46.11%)	$116,500 (+26.22%) Land $17,200 Building $99,300	$116,500 (+26.22%) Land $17,200 Building $99,300
2024	$1,466.00	$92,300 (+30.37%) Land $14,800 Building $77,500	$92,300 (+30.37%) Land $14,800 Building $77,500
2022		$70,800 Land $14,800 Building $56,000	$70,800 Land $14,800 Building $56,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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