106 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 106 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Commercial
Details	2,860 sqft · built 1936
Lot Size	0.076 acres (3,324 sqft)
Owner	Individual Name on Record
Last Sale	$3,000 (Jul 2023)
Tax Bill	$2,982 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-0070-02160`

Property Details

APN / Parcel Number

Primary APN	`140-0070-02160`
Alternative APN	`674985`

Interior

Stories	1 Story
Building Area	2,860 sqft Gross Area
1st Floor Area	2,860 sqft
Basement Area	2,860 sqft
Unfinished Basement	2,860 sqft
Flooring	Ceramic Tile
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Lot Area	3,324 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Steam

Location & Zoning

Account Number	674985
Street Address	106 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1734
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT: 0013 BLOCK:012 SERIAL #
Legal Subdivision	CENTRAL ADD TO HIBBING
Legal Block	12
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	3
Census Block	3010
Census Tract	12300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 S POKEGAMA AVE, GRAND RAPIDS, MN 55744-3935
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit NORTHLAND FOUNDATION
Jul 13, 2023	Warranty Deed, Transfer · Construction Mortgage NATIONAL BANK OF COMMERCE
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit BORDER ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Feb 16, 2002 · Amount on Record
Deed Document Number	20231070111
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	106 E HOWARD ST, HIBBING, MN 55746-1734
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001076440
Date	Jan 24, 2024
Instrument	1076440

Lender

Name	NORTHLAND FOUNDATION
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 13, 2023
Property Address	106 E HOWARD ST, HIBBING, MN 55746-1734
Document Number	0001070111
Instrument Date	Jun 15, 2023
Instrument	1070111
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	802 S POKEGAMA AVE, GRAND RAPIDS, MN 55744-3935

Mortgage

Document Number	0001070112
Date	Jul 13, 2023
Instrument	1070112

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	106 E HOWARD ST, HIBBING, MN 55746-1734
Document Number	000T997768
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	34883 POOLES BAY RD GRAND RAPIDS MN 557444774, GRAND RAPIDS, MN 55744-4774

Mortgage

Document Number	000T997768
Date	May 8, 2018
Instrument	T997768

Lender

Name	BORDER ST BK
Type	Bank
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 7, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,982.00 (+64.21%)
2025	$1,816.00 (+0.33%)	$136,500 (+74.33%) Land $13,100 Building $123,400	$136,500 (+74.33%) Land $13,100 Building $123,400
2024	$1,810.00 (-12.31%)	$78,300 (-1.76%) Land $11,300 Building $67,000	$78,300 (-1.76%) Land $11,300 Building $67,000
2023	$2,064.00
2022		$79,700 (-) Land $11,300 Building $68,400	$79,700 (-) Land $11,300 Building $68,400
2021		$79,700 Land $11,300 Building $68,400	$79,700 Land $11,300 Building $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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