109 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 109 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	3,510 sqft · built 1921
Lot Size	0.076 acres (3,324 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Dec 2025)
Tax Bill	$2,222 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140-0070-00060`

Property Details

APN / Parcel Number

Primary APN	`140-0070-00060`
Alternative APNs	`1104885` `1179491` `751037`

Interior

Stories	2 Stories
Building Area	3,510 sqft Gross Area
1st Floor Area	2,430 sqft
Basement Area	2,430 sqft
Unfinished Basement	2,430 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Lot Area	3,324 sqft (0.076 acres)
Utility Building	810 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam

Location & Zoning

Account Number	1179491
Street Address	109 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0006 BLOCK:001 SERIAL #
Legal Subdivision	CENTRAL ADD TO HIBBING
Legal Block	1
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	3
Census Block	3009
Census Tract	12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Howard Street Commercial Historic District listed 1993 · 32 contributing resources · NRIS 93000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3214 19TH AVE E, HIBBING, MN 55746-3542
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage NORTHERN STATE BANK OF VIRGINIA
Dec 16, 2025	Warranty Deed, Transfer · Non-Conforming Investor Loan NATIONAL BANK OF COMMERCE
Jan 9, 2023	Warranty Deed, Transfer SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC
Feb 22, 2021	Warranty Deed, Transfer · Commercial Mortgage SECURITY STATE BANK OF HIBBING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Jan 9, 2023 · Amount on Record
Deed Document Number	20251097237
Prior Transfer Date	Jun 27, 2008
Prior Transfer Doc	0000855695
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	109 E HOWARD ST, HIBBING, MN 55746-1733
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 3RD AVE E, HIBBING, MN 55746-1447
Investor	Possibly a Property Investor

Mortgage

Document Number	0001066569
Date	Mar 8, 2023
Instrument	1066569

Lender

Name	NORTHERN STATE BANK OF VIRGINIA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2028

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 16, 2025
Property Address	109 E HOWARD ST, HIBBING, MN 55746-1733
Document Number	0001097237
Instrument Date	Dec 5, 2025
Instrument	1097237
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 19TH AVE E, HIBBING, MN 55746-3542

Mortgage

Document Number	0001097238
Date	Dec 16, 2025
Instrument	1097238

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 9, 2023
Property Address	109 E HOWARD ST, HIBBING, MN 55746-1733
Document Number	0001065151
Instrument Date	Dec 30, 2022
Instrument	1065151
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1810 3RD AVE E, HIBBING, MN 55746-1447
Investor	Possibly a Property Investor

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 22, 2021
Property Address	109 E HOWARD ST, HIBBING, MN 55746-1733
Document Number	0001036820
Instrument Date	Dec 22, 2020
Instrument	1036820
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E HOWARD ST, HIBBING, MN 55746-1733

Mortgage

Document Number	0001036821
Date	Feb 22, 2021
Instrument	1036821

Lender

Name	SECURITY STATE BANK OF HIBBING
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Dec 22, 2025

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,222.00 (+23.72%)
2025	$1,796.00 (-1.21%)	$106,500 (+31%) Land $17,200 Building $89,300	$106,500 (+31%) Land $17,200 Building $89,300
2024	$1,818.00	$81,300 (-3.79%) Land $14,800 Building $66,500	$81,300 (-3.79%) Land $14,800 Building $66,500
2022		$84,500 Land $14,800 Building $69,700	$84,500 Land $14,800 Building $69,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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