110 Cliffside Dr, Wilmington, NC 28409 Property Records

New Hanover County property record for 110 Cliffside Dr, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 1975
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2021)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R07205-003-003-000`

Property Details

APN / Parcel Number

Primary APN	`R07205-003-003-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Living Area
1st Floor Area	1,150 sqft
Basement Area	525 sqft
Finished Basement	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2021
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space
Balcony Area	77 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	110 CLIFFSIDE DR
City	WILMINGTON
State	NC
Zip	28409-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	16 CLIFFSIDE
Legal Subdivision	CLIFF SIDE
Legal Block	3
Legal Lot Number	3
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1014
Census Tract	12004

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	110 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Nov 4, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NADEL ENTERPRISES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Apr 21, 2021 · Amount on File
Deed Document Number	202153128
Deed Book / Page	6509 / 731
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	110 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CLIFFSIDE DR, WILMINGTON, NC 28409-3009

Mortgage

Document Number	00665600451
Date	Aug 8, 2023
Book Page	6656/451
Instrument	2023019717

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Nov 4, 2021
Property Address	110 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Document Number	00650900731
Book / Page	6509 / 731
Map Reference	MB 10 PG 13
Instrument Date	Nov 3, 2021
Instrument	2021053128
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10317, WILMINGTON, NC 28404-0317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CLIFFSIDE DR, WILMINGTON, NC 28409-3009

Mortgage

Document Number	2021053129
Date	Nov 4, 2021
Instrument	2021053129

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 21, 2021
Property Address	110 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Document Number	00643901590
Book / Page	6439 / 1590
Map Reference	MB 10 PG 13
Instrument Date	Apr 19, 2021
Instrument	2021019982
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3611 STEMBRIDGE CT, 3611, WILMINGTON, NC 28409-2844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1716 MIDDLE SOUND LOOP RD, WILMINGTON, NC 28411-7814

Mortgage

Document Number	2021019983
Date	Apr 21, 2021
Instrument	2021019983

Lender

Name	NADEL ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	6 Months
Due	Oct 21, 2021

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,900 (-) Land $210,600 Building $172,300	$382,900 (-) Land $210,600 Building $172,300
2025	$2,253.00 (+21.98%)	$382,900 (+80.27%) Land $210,600 Building $172,300	$382,900 (+80.27%) Land $210,600 Building $172,300
2024	$1,847.00 (+2.95%)
2023	$1,794.00 (-0.61%)	$212,400 Land $110,200 Building $102,200	$212,400 Land $110,200 Building $102,200
2022	$1,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 224 policies
Nearby Flood Policies	224 in force
Nearby Flood Claims	189 (1984–2024)
Claims Outside the SFHA	26 of 189
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Floyd Major Disaster Declarations, Oct 1999 · 51 claims Hurricane Bonnie, Sep 1998 · 32 claims Hurricane Fran, Oct 1996 · 64 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet.

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