114 Cliffside Dr, Wilmington, NC 28409 Property Records

New Hanover County property record for 114 Cliffside Dr, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,176 sqft · built 1968
Lot Size	0.381 acres (16,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Sep 2003)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`R07205-003-004-000`

Property Details

APN / Parcel Number

Primary APN	`R07205-003-004-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	16,596 sqft (0.381 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Patio Area	389 sqft
Utility Building	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	114 CLIFFSIDE DR
City	WILMINGTON
State	NC
Zip	28409-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	17 CLIFFSIDE
Legal Subdivision	CLIFFSIDE
Legal Block	3
Legal Lot Number	4
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1014
Census Tract	12004

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2003 · Amount on Record
Deed Sale	Sep 26, 2003 · Amount on Record
Prior Sale	Jul 5, 1994 · Amount on Record
Deed Book / Page	4030 / 386
Last Transfer Date	May 21, 2024
Transfer Doc	00670701102
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	114 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Document Number	0062190846
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CLIFFSIDE DR WILMINGTON NC 284093009, WILMINGTON, NC 28409-3009

Mortgage

Document Number	0062190846
Date	May 31, 2019
Book Page	006219/000846
Instrument	16171

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,000 (-) Land $193,200 Building $174,800	$368,000 (-) Land $193,200 Building $174,800
2025	$2,165.00 (+23.01%)	$368,000 (+81.82%) Land $193,200 Building $174,800	$368,000 (+81.82%) Land $193,200 Building $174,800
2024	$1,760.00 (+2.92%)
2023	$1,710.00 (-0.58%)	$202,400 Land $100,700 Building $101,700	$202,400 Land $100,700 Building $101,700
2022	$1,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 224 policies
Nearby Flood Policies	224 in force
Nearby Flood Claims	189 (1984–2024)
Claims Outside the SFHA	26 of 189
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Floyd Major Disaster Declarations, Oct 1999 · 51 claims Hurricane Bonnie, Sep 1998 · 32 claims Hurricane Fran, Oct 1996 · 64 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet.

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