102 Cliffside Dr, Wilmington, NC 28409 Property Records

New Hanover County property record for 102 Cliffside Dr, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,752 sqft · built 1968
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Oct 1996)
Tax Bill	$2,587 (2025)
Deeds & Mortgages	Jan 2024 Transfer Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R07205-003-001-000`

Property Details

APN / Parcel Number

Primary APN	`R07205-003-001-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Basement Area	1,752 sqft
Finished Basement	1,752 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Terrain	Low

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Deck Area	265 sqft
Patio Area	445 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	102 CLIFFSIDE DR
City	WILMINGTON
State	NC
Zip	28409-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	14 CLIFF SIDE
Legal Subdivision	CLIFF SIDE
Legal Block	3
Legal Lot Number	14
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1014
Census Tract	12004

Owner

102 Cliffside Dr is owned and occupied by two individuals who acquired it in January 2024.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Intrafamily Transfer, Transfer
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Dec 28, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHPOINTE BK
Nov 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 1996 · Amount on File
Deed Sale	Oct 8, 1996 · Amount on File
Prior Sale	Apr 2, 1991
Deed Book / Page	2091 / 156
Last Transfer Date	Jan 3, 2024
Transfer Doc	00668202200
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 3, 2024
Property Address	102 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Document Number	00668202200
Book / Page	6682 / 2200
Map Reference	MB 10 PG 13
Instrument Date	Jan 3, 2024
Instrument	2024000145
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 CLIFFSIDE DR, WILMINGTON, NC 28409-3009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CLIFFSIDE DR, WILMINGTON, NC 28409-3009

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	102 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00667502891
Date	Nov 21, 2023
Book Page	6675/2891
Instrument	2023029362

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Nov 20, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	102 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Document Number	0063971688
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CLIFFSIDE DR WILMINGTON NC 284093009, WILMINGTON, NC 28409-3009

Mortgage

Document Number	0063971688
Date	Jan 5, 2021
Book Page	006397/001688
Instrument	400

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	102 CLIFFSIDE DR, WILMINGTON, NC 28409-3009
Document Number	0062670504
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CLIFFSIDE DR WILMINGTON NC 284093009, WILMINGTON, NC 28409-3009

Mortgage

Document Number	0062670504
Date	Dec 2, 2019
Book Page	006267/000504
Instrument	39450

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 102 Cliffside Dr was $2,587, up 43.6% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,700 (-) Land $195,400 Building $244,300	$439,700 (-) Land $195,400 Building $244,300
2025	$2,587.00 (+43.64%)	$439,700 Land $195,400 Building $244,300	$439,700 Land $195,400 Building $244,300
2024	$1,801.00 (+2.91%)
2023	$1,750.00 (-0.57%)	$207,100 Land $102,900 Building $104,200	$207,100 Land $102,900 Building $104,200
2022	$1,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Cliffside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 224 policies
Nearby Flood Policies	224 in force
Nearby Flood Claims	189 (1984–2024)
Claims Outside the SFHA	26 of 189
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Floyd Major Disaster Declarations, Oct 1999 · 51 claims Hurricane Bonnie, Sep 1998 · 32 claims Hurricane Fran, Oct 1996 · 64 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cliffside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet.

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