Harford County property record for 107 Bower Ln, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,544 sqft · built 2005 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $834,376 (Dec 2005) |
| Tax Bill | $8,485 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-378578 |
| Primary APN | 03-378578 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,544 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Type | Mixed |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 378578 |
|---|---|
| Street Address | 107 BOWER LN |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 23 1.49 AC 107 BOWER LANE COLVARD MANOR S2 P 119/9 |
| Legal Subdivision | COLVARD MANOR |
| Legal Lot Number | 23 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 303201 |
107 Bower Ln is owned and occupied by two individuals who bought it in December 2005.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 BOWER LN, FOREST HILL, MD 21050-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2005 · Amount on File |
| Deed Sale | Dec 23, 2005 · Amount on File |
| Prior Sale | Sep 30, 2005 · Amount on File |
| Deed Document Number | 20051389 |
| Deed Book / Page | 6483 / 124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 107 BOWER LN, FOREST HILL, MD 21050-1750 |
| Document Number | 0143770328 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 107 BOWER LN FOREST HILL MD 210501750, FOREST HILL, MD 21050-1750 |
| Document Number | 0143770328 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 014377/000328 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 4, 2036 |
The 2026 property tax bill for 107 Bower Ln was $8,485 with a homeowner's exemption, up 9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,485.00 (+9.03%) Homeowner's exemption | $773,033 | $841,900 Land $169,900 Building $672,000 |
| 2025 | $7,782.00 Homeowner's exemption | ||
| 2023 | $678,533 | $738,600 Land $169,900 Building $568,700 | |
| 2022 | $7,128.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Bower Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Bower Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile, Xfinity.
5G (outdoors only) and 4G LTE
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