110 5th Ave NE, Elgin, MN 55932 Property Records

Wabasha County property record for 110 5th Ave NE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,027 sqft · built 2004
Lot Size	0.238 acres (10,381 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (May 2005)
Tax Bill	$3,482 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R19.00367.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00367.00`
Alternative APN	`19.00367.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,027 sqft Living Area
Basement Area	1,009 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,381 sqft (0.238 acres)
Garage Type	Attached
Garage Area	568 sqft
Porch	Open Porch
Porch Area	28 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	110 5TH AVE NE
City	ELGIN
State	MN
Zip	55932-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 WHITEWATER WAY LOT-001 BLOCK-004 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	WHITEWATER WAY
Legal Block	4
Legal Lot Number	1
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3058
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 5TH AVE NE, ELGIN, MN 55932-9694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage THINK MUTUAL BANK
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit THINK MUTUAL BANK
Jul 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2005 · Amount on Record
Deed Sale	May 9, 2005 · Amount on Record
Deed Document Number	20051270882
Last Transfer Date	Jun 28, 2021
Transfer Doc	0000345154
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	110 5TH AVE NE, ELGIN, MN 55932-9694
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328849
Date	Oct 2, 2017
Instrument	328849

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	110 5TH AVE NE, ELGIN, MN 55932-9694
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 5TH AVE NE, ELGIN, MN 55932-9694

Mortgage

Document Number	0000345534
Date	Aug 9, 2021
Instrument	345534

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WABASHA MN
Recording Date	Jul 12, 2021
Property Address	110 5TH AVE NE, ELGIN, MN 55932-9694
Document Number	0000345154
Instrument Date	Jun 28, 2021
Instrument	345154
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 5TH AVE NE, ELGIN, MN 55932-9694

Mortgage

Document Number	0000345155
Date	Jul 12, 2021
Instrument	345155

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,482.00 (+8.14%) Homeowner's exemption	$276,700 (+6.63%) Land $50,000 Building $226,700	$276,700 (+6.63%) Land $50,000 Building $226,700
2023	$3,220.00 Homeowner's exemption	$259,500 Land $50,000 Building $209,500	$259,500 Land $50,000 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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