103 5th Ave NE, Elgin, MN 55932 Property Records

Wabasha County property record for 103 5th Ave NE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,070 sqft · built 2004
Lot Size	0.252 acres (10,993 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jul 2016)
Tax Bill	$3,948 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R19.00349.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00349.00`
Alternative APN	`19.00349.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,070 sqft Living Area
Basement Area	1,070 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,993 sqft (0.252 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	748 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	276 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 5TH AVE NE
City	ELGIN
State	MN
Zip	55932-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 WHITEWATER WAY LOT-009 BLOCK-002 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	WHITEWATER WAY
Legal Block	2
Legal Lot Number	9
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3027
Census Tract	490500

Owner

103 5th Ave NE is owned and occupied by two individuals who bought it in July 2016.

Source: Wabasha County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 5TH AVE NE, ELGIN, MN 55932-9694
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK
Oct 27, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2016 · Amount on File
Deed Sale	Jul 13, 2016 · Amount on File
Deed Document Number	2016323882
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	103 5TH AVE NE, ELGIN, MN 55932-9694
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341935
Date	Dec 3, 2020
Instrument	341935

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Oct 27, 2017
Property Address	103 5TH AVE NE, ELGIN, MN 55932-9694
Document Number	0000329143
Instrument Date	Oct 20, 2017
Instrument	329143
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 5TH AVE NE, ELGIN, MN 55932-9694

Mortgage

Document Number	0000329144
Date	Oct 27, 2017
Instrument	329144

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 103 5th Ave NE was $3,948 with a homeowner's exemption.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,948.00 Homeowner's exemption	$305,900 Land $50,000 Building $255,900	$305,900 Land $50,000 Building $255,900
2023	$3,640.00 Homeowner's exemption	$289,400 Land $50,000 Building $239,400	$289,400 Land $50,000 Building $239,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 5th Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 5th Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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