106 5th Ave NE, Elgin, MN 55932 Property Records

Wabasha County property record for 106 5th Ave NE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,011 sqft · built 2004
Lot Size	0.238 acres (10,381 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,806 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R19.00369.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00369.00`
Alternative APN	`19.00369.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,011 sqft Living Area
Basement Area	1,003 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,381 sqft (0.238 acres)
Garage Type	Attached
Garage Area	784 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 5TH AVE NE
City	ELGIN
State	MN
Zip	55932-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 WHITEWATER WAY LOT-003 BLOCK-004 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	WHITEWATER WAY
Legal Block	4
Legal Lot Number	3
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3058
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 5TH AVE NE, ELGIN, MN 55932-9694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES FCU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QRL FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	106 5TH AVE NE, ELGIN, MN 55932-9694
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000360991
Date	Oct 7, 2025
Instrument	360991

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	106 5TH AVE NE, ELGIN, MN 55932-9694
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341953
Date	Dec 7, 2020
Instrument	341953

Lender

Name	QRL FINANCIAL SERVICES
Type	Lending Institution
Address	MADISON, WI 53717

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,806.00 (+8.43%) Homeowner's exemption	$291,400 (+4.03%) Land $50,000 Building $241,400	$291,400 (+4.03%) Land $50,000 Building $241,400
2023	$3,510.00 Homeowner's exemption	$280,100 Land $50,000 Building $230,100	$280,100 Land $50,000 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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