St. Louis County property record for 109 3rd St N, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,348 sqft · built 1952 |
| Lot Size | 0.321 acres (13,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,751 (Oct 2005) |
| Tax Bill | $1,404 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-00030 |
| Primary APN | 080-0010-00030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Gross Area |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 674 sqft |
| Finished Basement | 674 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 13,996 sqft (0.321 acres) |
| Garage Area | 468 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1181954 |
|---|---|
| Street Address | 109 3RD ST N |
| City | TOWER |
| State | MN |
| Zip | 55790-0010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11 AND 12 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 1 |
| Legal Lot Number | 11-12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14764 QUAMBA ST NE, ANDOVER, MN 55304-6338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2005 · Amount on Record |
| Deed Sale | Oct 1, 2005 · Amount on Record |
| Deed Document Number | 2005805726 |
| Last Transfer Date | Jul 6, 2010 |
| Transfer Doc | 0000887532 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,404.00 (+38.46%) Homeowner's exemption | ||
| 2025 | $1,014.00 (-14.93%) Homeowner's exemption | $145,300 (+22.82%) Land $11,900 Building $133,400 | $145,300 (+22.82%) Land $11,900 Building $133,400 |
| 2024 | $1,192.00 (-34.51%) | $118,300 (+31.01%) Land $11,900 Building $106,400 | $118,300 (+31.01%) Land $11,900 Building $106,400 |
| 2023 | $1,820.00 Homeowner's exemption | ||
| 2022 | $90,300 (+14.74%) Land $10,800 Building $79,500 | $90,300 (+14.74%) Land $10,800 Building $79,500 | |
| 2021 | $78,700 Land $9,400 Building $69,300 | $78,700 Land $9,400 Building $69,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 81% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tower serves 426 people · EPA ID MN1690051 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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