110 15th Ave S, Cold Spring, MN 56320 Property Records

Stearns County property record for 110 15th Ave S, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,116 sqft · built 2002
Lot Size	0.232 acres (10,123 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (May 2023)
Tax Bill	$3,426 (2026)
Deeds & Mortgages	Jun 2023 Sale Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29401-0202`

Property Details

APN / Parcel Number

Primary APN	`48-29401-0202`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,749 sqft
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,123 sqft (0.232 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	110 15TH AVE S
City	COLD SPRING
State	MN
Zip	56320-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLK 001 GRANITE LEDGE SECTION 21 TOWNSHIP 123 RANGE 030 SECTION 21 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	21
Legal Subdivision	GRANITE LEDGE
Legal Block	1
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2018
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29401-0202

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 15TH AVE S, COLD SPRING, MN 56320-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 20, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	20231538314
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 20, 2023
Property Address	110 15TH AVE S, COLD SPRING, MN 56320-4500
Document Number	0000T45402
Instrument Date	May 19, 2023
Instrument	T45402
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 15TH AVE S, COLD SPRING, MN 56320-4500

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 20, 2021
Property Address	110 15TH AVE S, COLD SPRING, MN 56320-4500
Document Number	00A1611921
Instrument Date	Aug 13, 2021
Instrument	A1611921
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 15TH AVE S, COLD SPRING, MN 56320-4500

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,426.00 (+28.6%)
2025		$294,300 (+20.91%) Land $41,800 Building $252,500	$294,300 (+20.91%) Land $41,800 Building $252,500
2023	$2,664.00	$243,400 Land $41,800 Building $201,600	$243,400 Land $41,800 Building $201,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Arvig Enterprises. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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