106 15th Ave S, Cold Spring, MN 56320 Property Records

Stearns County property record for 106 15th Ave S, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,512 sqft · built 2001
Lot Size	0.344 acres (15,024 sqft)
Owner	Individual Name on File
Tax Bill	$2,750 (2023)
Deeds & Mortgages	Nov 2023 Sale Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-29401-0204`

Property Details

APN / Parcel Number

Primary APN	`48-29401-0204`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,512 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Rambler
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,024 sqft (0.344 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	48.29401.0204
Street Address	106 15TH AVE S
City	COLD SPRING
State	MN
Zip	56320-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 001 OF GRANITE LEDGE
Legal Range	30
Legal Township	123
Legal Section	21
Legal Subdivision	GRANITE LEDGE
Legal Block	1
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2018
Census Tract	11302

Owner

Source: Stearns County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	106 15TH AVE S, COLD SPRING, MN 56320-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 15, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2023
Deed Sale	Nov 27, 2023
Prior Sale	Mar 15, 2019
Deed Document Number	T45674
Record Updated	Jun 7, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 27, 2023
Property Address	106 15TH AVE S, COLD SPRING, MN 56320-4500
Document Number	0000T45674
Instrument Date	Oct 24, 2023
Instrument	T45674
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 15TH AVE S, COLD SPRING, MN 56320-4500

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 15, 2019
Property Address	106 15TH AVE S, COLD SPRING, MN 56320-4500
Document Number	0000T42315
Instrument Date	Mar 6, 2019
Instrument	T42315
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 15TH AVE S, COLD SPRING, MN 56320-4500

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,750.00	$253,600 Land $43,900 Building $209,700	$253,600 Land $43,900 Building $209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
Starlink Satellite	280 / 30
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig Enterprises, Verizon.

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