104 15th Ave S, Cold Spring, MN 56320 Property Records

Stearns County property record for 104 15th Ave S, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,356 sqft · built 2001
Lot Size	0.492 acres (21,429 sqft)
Owner	2 Individual Names on File
Last Sale	$27,700 (Aug 2001)
Tax Bill	$4,100 (2026)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29401-0205`

Property Details

APN / Parcel Number

Primary APN	`48-29401-0205`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	2,007 sqft
1st Floor Area	708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,429 sqft (0.492 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 15TH AVE S
City	COLD SPRING
State	MN
Zip	56320-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 006 BLK 001 GRANITE LEDGE SECTION 21 TOWNSHIP 123 RANGE 030 SECTION 21 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	21
Legal Subdivision	GRANITE LEDGE
Legal Block	1
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2018
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29401-0205

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 15TH AVE S, COLD SPRING, MN 56320-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2001 · Amount on Record
Deed Sale	Aug 13, 2001 · Amount on Record
Prior Sale	Aug 13, 2001 · Amount on Record
Last Transfer Date	Oct 15, 2020
Transfer Doc	0000T43498
Record Updated	Jun 08, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 26, 2020
Property Address	104 15TH AVE S, COLD SPRING, MN 56320-4500
Document Number	0000T43498
Instrument Date	Oct 15, 2020
Instrument	T43498
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	104 15TH AVE S, COLD SPRING, MN 56320-4500

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,100.00 (+24.09%)
2025		$344,600 (+15.06%) Land $46,100 Building $298,500	$344,600 (+15.06%) Land $46,100 Building $298,500
2023	$3,304.00	$299,500 Land $46,100 Building $253,400	$299,500 Land $46,100 Building $253,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
Starlink Satellite	280 / 30
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig Enterprises, Verizon.

Based on FCC filings for 200 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Cold Spring serves 4,201 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.