11 Simpson St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 11 Simpson St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1953
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$227,500 (Oct 2005)
Tax Bill	$5,324 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`588-35E33-011`

Property Details

APN / Parcel Number

Primary APN	`588-35E33-011`
Alternative APNs	`STUR M:588 B:003 L:5E33-011` `M:588 B:003 L:5E33=011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	2,754 sqft
Basement Area	1,136 sqft
Unfinished Basement	1,136 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	588-35E33-011
Street Address	11 SIMPSON ST
City	STURBRIDGE
State	MA
Zip	01566-1288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	STERLING & W BOYLSTON
Legal Block	3
Legal Lot Number	5E33-11
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2006
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 SIMPSON ST, STURBRIDGE, MA 01566-1288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Dec 22, 2021	Deed of Trust, Mortgage · ARM COUNTRY BANK
May 4, 2021	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Aug 2, 2019	Deed of Trust, Mortgage · ARM COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2005 · Amount on Record
Deed Sale	Oct 28, 2005 · Amount on Record
Prior Sale	Jun 30, 2000 · Amount on Record
Deed Document Number	2005183873
Deed Book / Page	37669 / 253
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	11 SIMPSON ST, STURBRIDGE, MA 01566-1288
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067173-154
Date	Feb 25, 2022
Book Page	67173/154
Instrument	22078

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	11 SIMPSON ST, STURBRIDGE, MA 01566-1288
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066805-27
Date	Dec 22, 2021
Book Page	66805/27
Instrument	178797

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jan 1, 2032
Index	1-Year CMT

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	11 SIMPSON ST, STURBRIDGE, MA 01566-1288
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65086-43
Date	May 4, 2021
Book Page	65086/43
Instrument	61422

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	11 SIMPSON ST, STURBRIDGE, MA 01566-1288
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60819-12
Date	Aug 2, 2019
Book Page	60819/12
Instrument	76408

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2029

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,324.00 (+3.22%)	$341,300 (+5.4%) Land $61,100 Building $280,200	$385,369 (+3.25%)
2025	$5,158.00 (+10.76%)	$323,800 (+14.66%) Land $58,700 Building $265,100	$373,255 (+4.02%)
2024	$4,657.00 (+5.94%)	$282,400 (+16.07%) Land $57,600 Building $224,800	$358,815
2023	$4,396.00	$243,300 Land $50,000 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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