11 Ridgeway Ct, Howard, OH 43028 Property Records

Knox County property record for 11 Ridgeway Ct, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,199 sqft · built 1983
Lot Size	1.12 acres (48,961 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,202 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-02433.000`

Property Details

APN / Parcel Number

Primary APN	`35-02433.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft
Basement Area	1,199 sqft
Finished Basement	672 sqft
Unfinished Basement	527 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Frame
Lot Area	48,961 sqft (1.12 acres)
Lot Dimensions	280 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,533 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Electric

Location & Zoning

Street Address	11 RIDGEWAY CT
City	HOWARD
State	OH
Zip	43028-8067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND RIDGE ESTATES 2 LOT #433
Legal Subdivision	GRAND RIDGE ESTATES
Legal Lot Number	433
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1030
Census Tract	6801

Owner

11 Ridgeway Ct is owned by two individuals who acquired it in March 1995.

Source: Knox County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1976 TULIP WAY, LEWIS CENTER, OH 43035-7386
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE MTG CORP
Jan 21, 2020	Grant Deed, Transfer · Conventional Mortgage EQUITABLE MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 1995
Deed Sale	Mar 9, 1995
Prior Sale	Apr 18, 1994
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	11 RIDGEWAY CT, HOWARD, OH 43028-8067
Document Number	0018130178
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 RIDGEWAY CT HOWARD OH 430288067, HOWARD, OH 43028-8067

Mortgage

Document Number	0018130178
Date	Nov 2, 2020
Book Page	001813/000178
Instrument	9611

Lender

Name	EQUITABLE MTG CORP
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KNOX OH
Recording Date	Jan 21, 2020
Property Address	11 RIDGEWAY CT, HOWARD, OH 43028-8067
Document Number	0017600154
Book / Page	001760 / 000154
Instrument Date	Nov 22, 2019
Instrument	503
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1976 TULIP WAY LEWIS CENTER OH 430357386, LEWIS CENTER, OH 43035-7386

Mortgage

Document Number	17600156
Date	Jan 21, 2020
Book Page	001760/000156
Instrument	504

Lender

Name	EQUITABLE MTG CORP
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11 Ridgeway Ct was $12,202, down 9.4% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$944,140 Land $680,370 Building $263,770
2025	$12,202.00 (-9.44%)	$330,450 (-) Land $238,130 Building $92,320
2024	$13,474.00 (+0.34%)	$330,450 (-) Land $238,130 Building $92,320
2023	$13,428.00 (+24.84%)	$330,450 (+45%) Land $238,130 Building $92,320	$944,140 Land $680,370 Building $263,770
2022	$10,756.00	$227,900 Land $164,230 Building $63,670
2020			$651,130 Land $469,220 Building $181,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Ridgeway Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Ridgeway Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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