35 Ridgeway Ct, Howard, OH 43028 Property Records

Knox County property record for 35 Ridgeway Ct, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,499 sqft · built 1984
Lot Size	0.459 acres (19,994 sqft)
Owner	Trust Name on Record
Tax Bill	$10,439 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-02439.000`

Property Details

APN / Parcel Number

Primary APN	`35-02439.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,499 sqft Living Area
1st Floor Area	1,499 sqft
Basement Area	1,499 sqft
Finished Basement	1,300 sqft
Unfinished Basement	199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	267 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,318 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	35 RIDGEWAY CT
City	HOWARD
State	OH
Zip	43028-8068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND RIDGE ESTATES 2 LOT #439
Legal Subdivision	GRAND RIDGE ESTATES
Legal Lot Number	439
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1030
Census Tract	6801

Owner

Source: Knox County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	35 RIDGEWAY CT, HOWARD, OH 43028-8068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Deed of Trust, Mortgage THE OHIO VALLEY BANK COMPANY
Sep 2, 2021	Warranty Deed, Transfer
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI OHIO VLY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 1994
Deed Sale	Jan 31, 1994
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	35 RIDGEWAY CT, HOWARD, OH 43028-8068
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000548
Date	Jan 29, 2025
Book Page	2057/39
Instrument	202500000548

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Sep 2, 2021
Property Address	35 RIDGEWAY CT, HOWARD, OH 43028-8068
Document Number	0000008832
Book / Page	1876 / 682
Instrument Date	May 26, 2021
Instrument	20210-00008832
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	35 RIDGEWAY CT, HOWARD, OH 43028-8068

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	35 RIDGEWAY CT, HOWARD, OH 43028-8068
Document Number	0017810522
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 RIDGEWAY CT HOWARD OH 430288068, HOWARD, OH 43028-8068

Mortgage

Document Number	0017810522
Date	Jun 4, 2020
Book Page	001781/000522
Instrument	4206

Lender

Name	OHIO VLY BK
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$807,530 (-) Land $448,600 Building $358,930
2025	$10,439.00 (-9.45%)	$282,640 (-) Land $157,010 Building $125,630
2024	$11,528.00 (+0.35%)	$282,640 (-) Land $157,010 Building $125,630
2023	$11,488.00 (+24.83%)	$282,640 (+45%) Land $157,010 Building $125,630	$807,530 (+45%) Land $448,600 Building $358,930
2022	$9,203.00	$194,920 Land $108,280 Building $86,640
2020			$556,920 Land $309,380 Building $247,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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