10 Ridgeway Ct, Howard, OH 43028 Property Records

Knox County property record for 10 Ridgeway Ct, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,025 sqft · built 1994
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Trust Names on File
Last Sale	$255,000 (Jun 2020)
Tax Bill	$4,862 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jan 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-02442.000`

Property Details

APN / Parcel Number

Primary APN	`35-02442.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
1st Floor Area	2,025 sqft
Basement Area	1,519 sqft
Finished Basement	1,500 sqft
Unfinished Basement	19 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	13,460 sqft (0.309 acres)
Lot Dimensions	155 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	15 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	10 RIDGEWAY CT
City	HOWARD
State	OH
Zip	43028-8067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND RIDGE ESTATES 2 LOT #442
Legal Subdivision	GRAND RIDGE ESTATES
Legal Lot Number	442
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1030
Census Tract	6801

Owner

10 Ridgeway Ct is owner-occupied and held in a trust since November 2024.

Source: Knox County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 RIDGEWAY CT, HOWARD, OH 43028-8067
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC
Jan 17, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 12, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Jun 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2020 · Amount on File
Deed Sale	Jun 23, 2020 · Amount on File
Prior Sale	Aug 15, 2013 · Amount on File
Deed Document Number	20204799
Deed Book / Page	1785 / 293
Last Transfer Date	Nov 21, 2024
Transfer Doc	0000000320
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	10 RIDGEWAY CT, HOWARD, OH 43028-8067
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010327
Date	Oct 12, 2021
Book Page	1884/944
Instrument	20210-00010327

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Jan 17, 2025
Property Address	10 RIDGEWAY CT, HOWARD, OH 43028-8067
Document Number	0000000320
Book / Page	2055 / 640
Instrument Date	Nov 21, 2024
Instrument	202500000320
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGEWAY CT, HOWARD, OH 43028-8067

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	10 RIDGEWAY CT, HOWARD, OH 43028-8067
Document Number	0018140633
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 RIDGEWAY CT HOWARD OH 430288067, HOWARD, OH 43028-8067

Mortgage

Document Number	0018140633
Date	Nov 6, 2020
Book Page	001814/000633
Instrument	9882

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jun 23, 2020
Property Address	10 RIDGEWAY CT, HOWARD, OH 43028-8067
Document Number	0017850293
Book / Page	001785 / 000293
Instrument Date	Jun 22, 2020
Instrument	4799
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 RIDGEWAY CT HOWARD OH 430288067, HOWARD, OH 43028-8067

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Oct 15, 2019
Property Address	10 RIDGEWAY CT, HOWARD, OH 43028-8067
Document Number	0017450211
Book / Page	001745 / 000211
Instrument Date	Oct 14, 2019
Instrument	7762
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 RIDGEWAY CT HOWARD OH 430288067, HOWARD, OH 43028-8067

Tax Assessment & Valuation

The 2025 property tax bill for 10 Ridgeway Ct was $4,862, down 9.6% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$384,020 Land $65,050 Building $318,970
2025	$4,862.00 (-9.61%)	$134,410 (-) Land $22,770 Building $111,640
2024	$5,379.00 (+0.35%)	$134,410 (-) Land $22,770 Building $111,640
2023	$5,360.00 (+24.54%)	$134,410 (+45.01%) Land $22,770 Building $111,640	$384,020 Land $65,050 Building $318,970
2022	$4,304.00	$92,690 Land $15,700 Building $76,990
2020			$264,840 Land $44,860 Building $219,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Ridgeway Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Ridgeway Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Ridgeway Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures