11 Ralph Dr, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 11 Ralph Dr, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	3,417 sqft · built 2001
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Dec 2024)
Tax Bill	$18,721 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`07-05101-0000-00018-21`

Property Details

APN / Parcel Number

Primary APN	`07-05101-0000-00018-21`
Alternative APNs	`07051010000000180021` `3583`

Interior

Stories	2 Stories
Building Area	3,417 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	15,202 sqft (0.349 acres)

Location & Zoning

Account Number	3583
Street Address	11 RALPH DR
City	FAIRFIELD
State	NJ
Zip	07004-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	15202SF
Legal Subdivision	FAIRFIELD ACRES
Legal Block	5101
Legal Lot Number	18.21
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	6
Census Block	6014
Census Tract	21601

Owner

11 Ralph Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 RALPH DR, FAIRFIELD, NJ 07004-1232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Dec 6, 2024	Deed, Transfer · Conventional Mortgage TD BANK NA
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage BK & NJ FULTON
Dec 29, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	202472247
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	11 RALPH DR, FAIRFIELD, NJ 07004-1232
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RALPH DR, FAIRFIELD, NJ 07004-1232
Investor	Possibly a Property Investor

Mortgage

Document Number	0000110056
Date	Dec 30, 2022
Instrument	2022110056

Lender

Name	FULTON BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 6, 2024
Property Address	11 RALPH DR, FAIRFIELD, NJ 07004-1232
Document Number	0000072247
Instrument Date	Dec 6, 2024
Instrument	2024072247
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 FURLER ST, TOTOWA, NJ 07512-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RALPH DR, FAIRFIELD, NJ 07004-1232

Mortgage

Document Number	0000072249
Date	Dec 6, 2024
Instrument	2024072249

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	11 RALPH DR, FAIRFIELD, NJ 07004-1232
Document Number	0000046545
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RALPH DR FAIRFIELD NJ 070041232, FAIRFIELD, NJ 07004-1232

Mortgage

Document Number	0000046545
Date	May 30, 2018
Instrument	46545

Lender

Name	BK & NJ FULTON
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 29, 2017
Property Address	11 RALPH DR, FAIRFIELD, NJ 07004-1232
Document Number	0000113357
Instrument Date	Nov 23, 2017
Instrument	113357
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 RALPH DR FAIRFIELD NJ 070041232, FAIRFIELD, NJ 07004-1232

Mortgage

Document Number	113358
Date	Dec 29, 2017
Instrument	113358

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11 Ralph Dr was $18,721, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$899,600 (-) Land $345,600 Building $554,000	$899,600 (-) Land $345,600 Building $554,000
2025	$18,721.00 (-2.57%)	$899,600 Land $345,600 Building $554,000	$899,600 Land $345,600 Building $554,000
2024	$19,215.00
2023		$899,600 Land $345,600 Building $554,000	$899,600 Land $345,600 Building $554,000
2022	$18,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Ralph Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 241 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	241 in force
Nearby Flood Claims	566 (1978–2023)
Claims Outside the SFHA	7 of 566
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Irene, Sep 2011 · 209 claims Severe Storms And Flooding, Mar 2010 · 80 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 79 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Ralph Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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