18 Ralph Dr, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 18 Ralph Dr, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	4,988 sqft · built 2002
Lot Size	0.53 acres (23,078 sqft)
Owner	2 Individual Names on File
Last Sale	$671,000 (Oct 2001)
Tax Bill	$23,143 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-05101-0000-00018-08`

Property Details

APN / Parcel Number

Primary APN	`07-05101-0000-00018-08`
Alternative APNs	`07051010000000180008` `3570`

Interior

Stories	2 Stories
Building Area	4,988 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	23,078 sqft (0.53 acres)

Location & Zoning

Account Number	3570
Street Address	18 RALPH DR
City	FAIRFIELD
State	NJ
Zip	07004-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	23076SF
Legal Block	5101
Legal Lot Number	18.8
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	6
Census Block	6014
Census Tract	21601

Owner

18 Ralph Dr is owned and occupied by two individuals who bought it in October 2001.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 RALPH DR, FAIRFIELD, NJ 07004-1235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2001 · Amount on File
Deed Sale	Oct 31, 2001 · Amount on File
Deed Book / Page	5837 / 930
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 RALPH DR, FAIRFIELD, NJ 07004-1235
Document Number	0000061665
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ALL JERSEY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RALPH DR FAIRFIELD NJ 070041235, FAIRFIELD, NJ 07004-1235

Mortgage

Document Number	0000061665
Date	Jul 7, 2020
Instrument	61665

Lender

Name	PINNACLE MTG
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18 Ralph Dr was $23,143, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,112,100 (-) Land $361,800 Building $750,300	$1,112,100 (-) Land $361,800 Building $750,300
2025	$23,143.00 (-2.57%)	$1,112,100 Land $361,800 Building $750,300	$1,112,100 Land $361,800 Building $750,300
2024	$23,754.00
2023		$1,112,100 Land $361,800 Building $750,300	$1,112,100 Land $361,800 Building $750,300
2022	$22,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Ralph Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 241 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	241 in force
Nearby Flood Claims	566 (1978–2023)
Claims Outside the SFHA	7 of 566
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Irene, Sep 2011 · 209 claims Severe Storms And Flooding, Mar 2010 · 80 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 79 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Ralph Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20