Essex County and Fairfield Township property record for 4 Ralph Dr, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 3,254 sqft · built 2003 |
| Lot Size | 0.444 acres (19,323 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Nov 2022) |
| Tax Bill | $16,669 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Nov 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05101-0000-00018-27 |
| Primary APN | 07-05101-0000-00018-27 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,254 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 19,323 sqft (0.444 acres) |
| Account Number | 3589 |
|---|---|
| Street Address | 4 RALPH DR |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 19325SF |
| Legal Subdivision | FAIRFIELD ACRES |
| Legal Block | 5101 |
| Legal Lot Number | 18.27 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 6 |
| Census Block | 6014 |
| Census Tract | 21601 |
4 Ralph Dr is owned and occupied by two individuals who bought it in November 2022.
Source: Essex County and Fairfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 RALPH DR, FAIRFIELD, NJ 07004-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Aug 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | Dec 30, 2003 · Amount on File |
| Deed Document Number | 2022102311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 23, 2022 |
| Property Address | 4 RALPH DR, FAIRFIELD, NJ 07004-1233 |
| Document Number | 0000102311 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022102311 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 WAKEFIELD PL, CALDWELL, NJ 07006-4918 |
| Name | Verified Name |
|---|---|
| Address | 4 RALPH DR, FAIRFIELD, NJ 07004-1233 |
| Document Number | 0000102314 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2022102314 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 RALPH DR, FAIRFIELD, NJ 07004-1233 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000107949 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019107949 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 RALPH DR, FAIRFIELD, NJ 07004-1233 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000081176 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019081176 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 4 Ralph Dr was $16,669, down 2.6% from the year before.
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $801,000 (-) Land $331,500 Building $469,500 | $801,000 (-) Land $331,500 Building $469,500 | |
| 2025 | $16,669.00 (-2.57%) | $801,000 Land $331,500 Building $469,500 | $801,000 Land $331,500 Building $469,500 |
| 2024 | $17,109.00 | ||
| 2023 | $801,000 Land $331,500 Building $469,500 | $801,000 Land $331,500 Building $469,500 | |
| 2022 | $16,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Ralph Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 241 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 566 (1978–2023) |
| Claims Outside the SFHA | 7 of 566 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Ralph Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures