6 Madrone Ave, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 6 Madrone Ave, Mount Hermon, CA 95041

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,159 sqft · built 1965
Lot Size0.173 acres (7,536 sqft)
OwnerIndividual Name on File
Tax Bill$2,215 (2025)
Deeds & MortgagesDec 2020 Reverse Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN066-192-35

Property Details

APN / Parcel Number

Primary APN066-192-35
Alternative APN
  • 066-192-35-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,159 sqft Living Area
Gross Area2,747 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area7,536 sqft (0.173 acres)
TerrainSteep
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
Deck Area244 sqft
Patio Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address6 MADRONE AVE
CityMOUNT HERMON
StateCA
Zip95041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionMOUNT HERMON PARK MAP 02
Legal Block13
Legal Lot Number3,4
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1012
Census Tract120700

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 414, MOUNT HERMON, CA 95041-0414
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Deed of Trust, Mortgage · Reverse Mortgage
PHH MORTGAGE SERVICES CORP
Nov 19, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 21, 2016
Transfer Doc0000013842
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address6 MADRONE AVE, MOUNT HERMON, CA 95041
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFNC TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 MADRONE AVE, MOUNT HERMON, CA 95041

Mortgage

Document Number0000053338
DateDec 11, 2020
Instrument2020-0053338
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term744 Months
DueDec 12, 2082
Interest
Rate TypeAdjustable Rate
Rate4.21%
Type Change DateDec 1, 2021
Index1-Year LIBOR

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address6 MADRONE AVE, MOUNT HERMON, CA 95041
Document Number0000053339
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 MADRONE AVE MOUNT HERMON CA 95041, MOUNT HERMON, CA 95041

Mortgage

Document Number0000053339
DateDec 11, 2020
Instrument53339
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term744 Months
DueDec 10, 2082
Interest
Rate TypeAdjustable Rate
Rate4.21%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,172 (+2%) Land $20,910 Building $133,262
2025$2,215.00 (+8.53%) Homeowner's exemption$151,149 (+4.04%) Land $20,500 Building $130,649
2023$2,041.00 (+2.72%) Homeowner's exemption$145,280 Land $19,704 Building $125,576$927,000
2022$1,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims26 (1995–2023)
Claims Outside the SFHA1 of 26
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT. HERMON ASSOCIATION, INC.
private · serves 1,176 people · EPA ID CA4410008
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: California Internet, Cruzio Internet, Surfnet Communications.

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