11 Foster St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 11 Foster St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 7,891 sqft · built 2006
Lot Size	0.874 acres (38,050 sqft)
Owner	2 Trust Names on File
Last Sale	$1,456,500 (Nov 2005)
Tax Bill	$48,192 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0907 B:0006 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0907 B:0006 L:0`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	7,891 sqft Living Area
Gross Area	12,090 sqft
Basement Area	2,687 sqft
Unfinished Basement	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	38,050 sqft (0.874 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 FOSTER ST
City	MARBLEHEAD
State	MA
Zip	01945-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Subdivision	LAND BW O CONNOR
Legal Block	6
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4032
Census Tract	203200

Owner

11 Foster St is owner-occupied and held in a trust since November 2005.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11 FOSTER ST, MARBLEHEAD, MA 01945-3601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit EVERETT COOPERATIVE BANK
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2005 · Amount on File
Deed Sale	Nov 30, 2005 · Amount on File
Prior Sale	Nov 20, 2003 · Amount on File
Deed Book / Page	25136 / 258
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Recording Date	May 26, 2026
Property Address	11 FOSTER ST, MARBLEHEAD, MA 01945-3601
Document Number	043404-270
Book / Page	43404 / 270
Instrument Date	May 19, 2026
Instrument	20261060
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001060,
Date	May 26, 2026
Book Page	43404/270
Instrument	20261060

Lender

Name	EVERETT COOPERATIVE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	11 FOSTER ST, MARBLEHEAD, MA 01945-3601
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040692-323
Date	Jan 31, 2022
Book Page	40692/323
Instrument	20220131001330

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 11 Foster St was $48,192, up 4.5% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$48,192.00 (+4.52%)	$5,629,900 (+10.5%) Land $2,092,100 Building $3,537,800	$3,986,686
2025	$46,109.00 (-6.16%)	$5,094,900 (-7.09%) Land $1,871,800 Building $3,223,100
2024	$49,134.00 (+18.17%)	$5,483,700 (+31.89%) Land $2,377,800 Building $3,105,900
2023	$41,579.00	$4,157,900 Land $1,695,800 Building $2,462,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Foster St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Foster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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