4 Foster St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 4 Foster St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,411 sqft · built 1978
Lot Size0.742 acres (32,304 sqft)
OwnerTrust Name on File
Last Sale$1,310,000 (May 1997)
Tax Bill$36,642 (2026)
Deeds & MortgagesJun 2021 Transfer
Apr 2018 Mortgage
Flood ZoneZone AE (high risk)
APNMARB M:0907 B:005B L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0907 B:005B L:0

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area3,411 sqft Living Area
Gross Area4,448 sqft
Basement Area1,636 sqft
Unfinished Basement245 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,304 sqft (0.742 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address4 FOSTER ST
CityMARBLEHEAD
StateMA
Zip01945-3602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionTK MEAKIN
Legal Block5B
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group4
Census Block4022
Census Tract203200

Owner

4 Foster St is owner-occupied and held in a trust since April 2021.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address4 FOSTER ST, MARBLEHEAD, MA 01945-3602
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Quit Claim Deed, Transfer
Quitclaim
Apr 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 1997 · Amount on File
Deed SaleMay 30, 1997 · Amount on File
Last Transfer DateApr 27, 2021
Transfer Doc39940-46
Record UpdatedOct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJun 2, 2021
Property Address4 FOSTER ST, MARBLEHEAD, MA 01945-3602
Document Number39940-46
Book / Page39940 / 46
Instrument DateApr 27, 2021
Instrument20210602002140
Transaction TypeTransfer
Record UpdatedJun 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 FOSTER ST, MARBLEHEAD, MA 01945-3602

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address4 FOSTER ST, MARBLEHEAD, MA 01945-3602
Document Number36640-436
Instrument DateApr 6, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36640-436
DateApr 11, 2018
Book Page036640/000436
Instrument1804111520
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4 Foster St was $36,642, down 19.3% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,642.00 (-19.31%)$4,280,600 (-14.69%) Land $3,496,500 Building $674,500$2,971,600
2025$45,409.00 (+2.46%)$5,017,600 (+1.45%) Land $4,316,600 Building $701,000
2024$44,317.00 (-4.59%)$4,946,100 (+6.49%) Land $4,316,600 Building $629,500
2023$46,447.00$4,644,700 Land $4,085,000 Building $559,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Foster St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 57 policies
Nearby Flood Policies57 in force
Nearby Flood Claims7 (1991–2018)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Foster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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