16 Foster St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 16 Foster St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 12,054 sqft · built 2007
Lot Size	0.838 acres (36,499 sqft)
Owner	2 Company Names on Record
Last Sale	$3,500,000 (Jul 2006)
Tax Bill	$58,053 (2026)
Deeds & Mortgages	Mar 2022 Transfer Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0908 B:001A L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0908 B:001A L:0`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Building Area	12,054 sqft Garage

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	36,499 sqft (0.838 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	16 FOSTER ST
City	MARBLEHEAD
State	MA
Zip	01945-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1A
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4022
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	16 FOSTER ST, MARBLEHEAD, MA 01945-3602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 22, 2022	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Jun 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2006 · Amount on Record
Deed Sale	Jul 14, 2006 · Amount on Record
Last Transfer Date	Mar 17, 2022
Transfer Doc	040799-167
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Mar 18, 2022
Property Address	16 FOSTER ST, MARBLEHEAD, MA 01945-3602
Document Number	040799-167
Book / Page	40799 / 167
Instrument Date	Mar 17, 2022
Instrument	20220318000830
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 FOSTER ST, MARBLEHEAD, MA 01945-3602

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	16 FOSTER ST, MARBLEHEAD, MA 01945-3602
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040742-224
Date	Feb 22, 2022
Book Page	40742/224
Instrument	20220222003930

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Mar 1, 2032
Index	1-Year CMT

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	16 FOSTER ST, MARBLEHEAD, MA 01945-3602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37557-283
Date	Jun 3, 2019
Book Page	37557/283
Instrument	20190603001320

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$58,053.00 (-3.58%)	$6,781,900 (+1.94%) Land $4,517,200 Building $2,218,500	$7,465,092
2025	$60,207.00 (+2%)	$6,652,700 (+0.98%) Land $4,516,900 Building $2,135,800
2024	$59,028.00 (-1.1%)	$6,587,900 (+10.38%) Land $4,516,900 Building $2,071,000
2023	$59,683.00	$5,968,300 Land $4,274,900 Building $1,693,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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