11 Cotuit Cove Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 11 Cotuit Cove Rd, Cotuit, MA 02635

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,945 sqft · built 1974
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on Record
Last Sale$649,900 (May 2017)
Tax Bill$6,431 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNCOTU M:005 L:036

Property Details

APN / Parcel Number

Primary APNCOTU M:005 L:036
Alternative APN
  • 536

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,945 sqft Living Area
Gross Area5,418 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number536
Street Address11 COTUIT COVE RD
CityCOTUIT
StateMA
Zip02635-3426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Lot Number36
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1041
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11 COTUIT COVE RD, COTUIT, MA 02635-3426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2017 · Amount on Record
Deed SaleMay 17, 2017 · Amount on Record
Prior SaleNov 12, 2014 · Amount on Record
Deed Book / Page30493 / 236
Transfer Doc030493-236
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address11 COTUIT COVE RD, COTUIT, MA 02635-3426
Document Number33149-215
Instrument DateAug 5, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 COTUIT COVE RD COTUIT MA 026353426, COTUIT, MA 02635-3426

Mortgage

Document Number33149-215
DateAug 10, 2020
Book Page033149/000215
Instrument40261
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 9, 2045

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,431.00 (+9.59%)$770,200 (+3.42%) Land $285,000 Building $485,200$1,146,935
2024$5,868.00 (+1.59%)$744,700 (+7.91%) Land $285,000 Building $459,700
2023$5,776.00$690,100 Land $281,900 Building $408,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTUIT FIRE DISTRICT WATER DEPARTMENT
serves 4,938 people · EPA ID MA4020003
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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